686 Campbell Estates Rd, Franklin, NY 13775 Property Records

Delaware County and Franklin Town property record for 686 Campbell Estates Rd, Franklin, NY 13775 · Last verified July 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,680 sqft · built 2003
Lot Size	11 acres (479,160 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2018)
Tax Bill	$3,836 (2025)
Deeds & Mortgages	Oct 2021 Refinance Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`123289 122.-2-11`

Property Details

APN / Parcel Number

Primary APN	`123289 122.-2-11`
Alternative APNs	`32891220000002011000` `06468528408`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	479,160 sqft (11 acres)
Lot Width	256 ft Width
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	06468528408
Street Address	686 CAMPBELL ESTATES RD
City	FRANKLIN
State	NY
Zip	13775-3234
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LEAKES P LOT 25 GLENN/NANCY OLSEN
Legal Block	2
Legal Lot Number	11.000
Jurisdiction	DELAWARE NY
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3042
Census Tract	970300

Owner

Source: Delaware County and Franklin Town records · APN 123289 122.-2-11

Assessment roll updated April 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	686 CAMPBELL ESTATES RD, FRANKLIN, NY 13775-3234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Aug 06, 2018	Deed of Trust, Mortgage COMMUNITY BANK NA
Nov 08, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Aug 06, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 06, 2018 · Amount on Record
Deed Sale	Aug 06, 2018 · Amount on Record
Prior Sale	Oct 07, 2014 · Amount on Record
Deed Document Number	20186484
Deed Book / Page	1564 / 202
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	686 CAMPBELL ESTATES RD, FRANKLIN, NY 13775-3234
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002337/209
Date	Oct 13, 2021
Book Page	2337/209
Instrument	7632

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	686 CAMPBELL ESTATES RD, FRANKLIN, NY 13775-3234
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002142/0000000218
Date	Aug 06, 2018
Book Page	0000002142/0000000218
Instrument	000000006485

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 01, 2048

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	686 CAMPBELL ESTATES RD, FRANKLIN, NY 13775-3234
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002345/29
Date	Nov 08, 2021
Book Page	2345/29
Instrument	8381

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2041

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Aug 06, 2018
Property Address	686 CAMPBELL ESTATES RD, FRANKLIN, NY 13775-3234
Document Number	001564/202
Book / Page	1564 / 202
Instrument Date	Jul 23, 2018
Instrument	000000006484
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 CAMPBELL ESTATES RD, FRANKLIN, NY 13775-3234

Tax Assessment & Valuation

Source: Delaware County and Franklin Town records · Assessment roll updated April 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Franklin Town
Unified School District	Franklin Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,836.00 (+156.07%)	$126,000 (-) Land $22,000 Building $104,000	$188,060 (+13.43%) Land $32,836 Building $155,224
2023		$126,000 (-) Land $22,000 Building $104,000	$165,789 (+23.68%) Land $28,947 Building $136,842
2022		$126,000 Land $22,000 Building $104,000	$134,043 Land $23,404 Building $110,639
2021	$1,498.00 (-56.45%)
2020	$3,440.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (36025C), updated October 13, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360259703003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	4 (2006–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2013, river or lake flooding
Claims By Storm	Severe Storms And Flooding, Jun 2006 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Delhi Telephone Company	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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