Surry County property record for 686 Calloway Rd, Lowgap, NC 27024 · Last verified December 2025
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1999 |
| Square Footage | 960 sqft Living Area |
| Lot Size | 35,719 sqft (0.819 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $79,000 (2004) |
| Tax Bill | $721.00 (2025) |
| Primary APN | 4070-00-78-1029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 960 sqft Living Area |
| Basement Area | 576 sqft Basement |
| Unfinished Basement | 576 sqft Unfinished |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 35,719 sqft (0.819 acres) |
| Porch | Open Porch |
| Porch Area | 312 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 100031066 |
|---|---|
| Street Address | 686 CALLOWAY RD |
| City | LOWGAP |
| State | NC |
| Zip | 27024-7307 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | CALLOWAY RD |
| Legal Subdivision | BEULAH |
| Jurisdiction | SURRY NC |
| Minor Civil Division | STEWARTS CREEK |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 930804 |
Source: Surry County records · APN 4070-00-78-1029
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 686 CALLOWAY RD, LOWGAP, NC 27024-7307 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2004 · Amount on Record |
| Deed Sale | Jul 01, 2004 · Amount on Record |
| Deed Doc Number | 0010260063 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 686 CALLOWAY RD, LOWGAP, NC 27024-7307 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001650/0000000456 |
|---|---|
| Date | Nov 02, 2018 |
| Book Page | 0000001650/0000000456 |
| Instrument | 000000658673 |
| Name | LOCAL GOVERNMENT FEDERAL CREDIT UNTION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 170 Months |
| Due | Jan 01, 2033 |
Source: Surry County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $721.00 (+49.28%) | $110,840 (+26.63%) Land $12,000 Building $98,840 | $110,840 (+26.63%) Land $12,000 Building $98,840 |
| 2023 | $483.00 | $87,530 Land $12,000 Building $75,530 | $87,530 Land $12,000 Building $75,530 |
686 Calloway Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Surry County (37171C), updated January 11, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,571 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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