Branch County property record for 686 Bussing Ln, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,516 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-B80-000-008-00 |
| Primary APN | 110-B80-000-008-00 |
|---|
| Lot Area | 13,068 sqft (0.3 acres) |
|---|
| Street Address | 686 BUSSING LN |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-7814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 & S 20 FT OF LOT 7, EXC COM AT SW COR LOT 8,RNG TH N 7DEG 10MIN E 87.76 FT, TH E 16 FT PAR TO S LI LOT 7, & TH S 7DEG |
| Legal Subdivision | BUSSINGS LANDING |
| Legal Lot Number | 7-8 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 951000 |
686 Bussing Ln is owned and occupied by an individual who acquired it in December 2023.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 BUSSING LN, COLDWATER, MI 49036-7814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2023 | Intrafamily Transfer, Transfer |
| Sep 7, 2021 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 6, 2023 |
| Transfer Doc | 0202306634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Dec 8, 2023 |
| Property Address | 686 BUSSING LN, COLDWATER, MI 49036-7814 |
| Document Number | 0202306634 |
| Map Reference | LB 4 PG 43 |
| Instrument Date | Dec 6, 2023 |
| Instrument | 2023-06634 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 FAIRWAY DR, COLDWATER, MI 49036-8614 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 686 BUSSING LN, COLDWATER, MI 49036-7814 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 686 BUSSING LN, COLDWATER, MI 49036-7814 |
| Document Number | 202106873 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021-06873 |
| Name | CENTURY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 686 Bussing Ln was $1,516, up 2.5% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,380 (+4.07%) | $212,760 (+4.07%) | |
| 2025 | $1,516.00 (+2.5%) | $102,223 | $204,446 |
| 2024 | $1,479.00 | ||
| 2023 | $80,803 | $161,606 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 686 Bussing Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1982–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 686 Bussing Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
May also be available: DMCI Broadband, Lakeland Internet, Mercury Fiber, Verizon.
5G (outdoors only) and 4G LTE
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