686 Bluebird Ln, Cincinnati, OH 45244 Property Records

Clermont County property record for 686 Bluebird Ln, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,364 sqft · built 1995
Lot Size	0.25 acres (10,925 sqft)
Owner	Company Name on File
Last Sale	$114,000 (Jun 2004)
Tax Bill	$3,826 (2025)
Deeds & Mortgages	Oct 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-31-05G-194`

Property Details

APN / Parcel Number

Primary APN	`41-31-05G-194`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,364 sqft Living Area
1st Floor Area	682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,925 sqft (0.25 acres)
View / Lot	Cul-de-sac
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	686 BLUEBIRD LN
City	CINCINNATI
State	OH
Zip	45244-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDUBON PARK; LOT 4
Legal Subdivision	AUDUBON PARK
Legal Lot Number	4
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2000
Census Tract	41405

Owner

686 Bluebird Ln is owned by a company that acquired it in October 2026 and is owner-occupied.

Source: Clermont County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	3070 LAKECREST CIR, 400, LEXINGTON, KY 40513-1829
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2004 · Amount on File
Deed Sale	Jun 2, 2004 · Amount on File
Prior Sale	Feb 10, 2004 · Amount on File
Deed Document Number	200423395
Deed Book / Page	1780 / 1742
Last Transfer Date	Oct 2, 2026
Transfer Doc	0000023229
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLERMONT OH
Recording Date	Oct 7, 2026
Property Address	686 BLUEBIRD LN, CINCINNATI, OH 45244-1135
Document Number	0000023229
Book / Page	3035 / 5511
Instrument Date	Oct 2, 2026
Instrument	202623229
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	N TITLE COMPANY, TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000023230,
Date	Oct 7, 2026
Book Page	3035/5515
Instrument	202623230

Lender

Name	CAPITAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 686 Bluebird Ln was $3,826 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,826.00	$74,280 Land $12,500 Building $61,780
2024			$212,200 (-) Land $35,700 Building $176,500
2023	$7,387.00 (+134.43%) Homeowner's exemption	$74,280 (+37.35%) Land $12,500 Building $61,780	$212,200 Land $35,700 Building $176,500
2022	$3,151.00 Homeowner's exemption	$54,080 Land $9,100 Building $44,980
2020			$154,500 Land $26,000 Building $128,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 686 Bluebird Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Bluebird Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20