686 Birch St, Wilson, OK 73463 Property Records

Carter County property record for 686 Birch St, Wilson, OK 73463

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,260 sqft · built 1940
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$23,000 (Jul 2018)
Tax Bill	$287 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17811`

Property Details

APN / Parcel Number

Primary APN	`17811`
Alternative APN	`4000-00-008-021-0-001-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Garage Type	Carport
Garage Area	242 sqft
Carport	Carport
Carport Area	242 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	98 sqft
Deck Area	98 sqft
Shed	1 Shed
Shed Area	98 sqft
Kennel	24 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	17811
Street Address	686 BIRCH ST
City	WILSON
State	OK
Zip	73463-1491
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WILSON CITY, BLK 8 LOT 21 (25X140) LOT 22 (25X140)
Legal Range	02W
Legal Township	04S
Legal Section	32
Legal Subdivision	WILSON CITY
Legal Block	8
Legal Lot Number	21,22
Jurisdiction	CARTER OK
Township / Civil Division	WILSON
Census Block Group	4
Census Block	4011
Census Tract	892400

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	686 BIRCH ST, WILSON, OK 73463-1491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage DARL R WATERHOUSE ETUX
Jul 23, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage DARL R WATERHOUSE ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Prior Sale	Sep 23, 1999 · Amount on Record
Deed Document Number	20187700
Deed Book / Page	6575 / 295
Prior Transfer Date	Apr 23, 1998
Prior Transfer Doc	3250000279
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	686 BIRCH ST, WILSON, OK 73463-1491
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6591/197
Date	Aug 22, 2018
Book Page	6591/197
Instrument	2018-008835

Lender

Name	DARL R WATERHOUSE ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jul 20, 2028

Interest

Rate	8%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jul 23, 2018
Property Address	686 BIRCH ST, WILSON, OK 73463-1491
Document Number	006575/295
Book / Page	6575 / 295
Instrument Date	Jul 20, 2018
Instrument	2018-007700
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	686 BIRCH ST, WILSON, OK 73463-1491

Mortgage

Document Number	2018007701
Date	Jul 23, 2018
Instrument	2018-007701

Lender

Name	DARL R WATERHOUSE ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 20, 2028

Interest

Rate	8%

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Wilson City
Unified School District	Wilson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,666 (+3.01%) Land $276 Building $3,390	$30,545 (-24.88%) Land $2,300 Building $28,245
2025	$287.00 Homeowner's exemption	$3,559 (+3.01%) Land $276 Building $3,283	$40,663 (-6.67%) Land $2,300 Building $38,363
2024	$287.00 (-19.83%) Homeowner's exemption	$3,455 (+2.98%) Land $276 Building $3,179	$43,571 (+46.63%) Land $2,300 Building $41,271
2023	$358.00	$3,355 Land $276 Building $3,079	$29,715 Land $2,300 Building $27,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILSON MUNICIPAL AUTHORITY serves 1,600 people · EPA ID OK2001001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50
Optimum Cable	10 / 1

May also be available: AT&T, T-Mobile.

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