Franklin County property record for 686 Becky Thatcher Ct, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,915 sqft · built 1999 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $202,926 (Dec 1999) |
| Tax Bill | $2,827 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-4-20.0-0-014-036.340 |
| Primary APN | 17-4-20.0-0-014-036.340 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,915 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 52,272 sqft (1.2 acres) |
| Street Address | 686 BECKY THATCHER CT |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | LOT:56 TWIN LAKES 2 |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 20 |
| Legal Subdivision | TWIN LAKES |
| Legal Block | 14 |
| Legal Lot Number | 56 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 800605 |
686 Becky Thatcher Ct is owned and occupied by two individuals who bought it in December 1999.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 686 BECKY THATCHER CT, UNION, MO 63084-2870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 1999 · Amount on File |
| Deed Sale | Dec 28, 1999 · Amount on File |
| Deed Document Number | 1233-00902 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 686 BECKY THATCHER CT, UNION, MO 63084-2870 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002215768 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2215768 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 686 BECKY THATCHER CT, UNION, MO 63084-2870 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002108834 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2108834 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 252 Months |
| Due | Nov 1, 2042 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 686 Becky Thatcher Ct was $2,827.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,827.00 | $53,542 | $281,800 Land $32,200 Building $249,600 |
| 2023 | $2,499.00 (-4.62%) | $46,953 | $247,120 Land $32,200 Building $214,920 |
| 2022 | $2,620.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 686 Becky Thatcher Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 686 Becky Thatcher Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 1 serves 3,500 people · EPA ID MO6024211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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