Clermont County property record for 686 Barg Salt Run Rd, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 876 sqft · built 1974 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $146,000 (Aug 2018) |
| Tax Bill | $3,120 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-48-18B-201 |
| Primary APN | 41-48-18B-201 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 876 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 11,326 sqft (0.26 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 190 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 686 BARG SALT RUN RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNION FOREST B; LOT 201 |
| Legal Subdivision | UNION FOREST B |
| Legal Lot Number | 201 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 41405 |
686 Barg Salt Run Rd is owned and occupied by two individuals who bought it in August 2018.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 686 BARG SALT RUN RD, CINCINNATI, OH 45244-1139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Aug 6, 2018 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2018 · Amount on File |
| Deed Sale | Aug 6, 2018 · Amount on File |
| Prior Sale | Apr 14, 1993 · Amount on File |
| Deed Document Number | 201817583 |
| Deed Book / Page | 2785 / 909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 686 BARG SALT RUN RD, CINCINNATI, OH 45244-1139 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 686 BARG SALT RUN RD, CINCINNATI, OH 45244-1139 |
| Document Number | 0000021546 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 2886/1936 |
| Instrument | 202100021546 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 6, 2018 |
| Property Address | 686 BARG SALT RUN RD, CINCINNATI, OH 45244-1139 |
| Document Number | 0000017583 |
| Book / Page | 2785 / 909 |
| Map Reference | PB Q PG 78 & 79 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 201800017583 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | PRODIGY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $584.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 686 BARG SALT RUN RD, CINCINNATI, OH 45244-1139 |
| Document Number | 0000017584 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 2785/910 |
| Instrument | 201800017584 |
| Name | AMERICAN MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 686 Barg Salt Run Rd was $3,120 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,120.00 | $61,990 Land $11,590 Building $50,400 | |
| 2024 | $177,100 (-) Land $33,100 Building $144,000 | ||
| 2023 | $6,165.00 (+125.99%) Homeowner's exemption | $61,990 (+32.37%) Land $11,590 Building $50,400 | $177,100 Land $33,100 Building $144,000 |
| 2022 | $2,728.00 Homeowner's exemption | $46,830 Land $8,750 Building $38,080 | |
| 2020 | $133,800 Land $25,000 Building $108,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 686 Barg Salt Run Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 686 Barg Salt Run Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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