686 Bancroft Ct, Romeoville, IL 60446 Property Records

Will County property record for 686 Bancroft Ct, Romeoville, IL 60446

Property Summary

Property TypeSingle Family Home
Lot Size0.103 acres (4,491 sqft)
OwnerIndividual Name on File
Last Sale$239,900 (May 2019)
Tax Bill$7,352 (2025)
Deeds & MortgagesApr 2022 Mortgage
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-02-32-103-022

Property Details

APN / Parcel Number

Primary APN12-02-32-103-022

Exterior

Lot Area4,491 sqft (0.103 acres)

Location & Zoning

Street Address686 BANCROFT CT
CityROMEOVILLE
StateIL
Zip60446-4305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE S'LY 40.89 FT OF LOT 16 IN GREENHAVEN AT MEADOWDALE ESTATES PUD, BEING A SUB OF PRT OF THE W1/2 OF THE NE1/4 THE E1/2 OF
Legal Range10E
Legal Township37N
Legal Section32
Legal SubdivisionGREENHAVEN AT MDWDALE EST
Legal Lot Number16
JurisdictionWILL IL
Township / Civil DivisionDU PAGE
Census Block Group1
Census Block1009
Census Tract880204

Owner

686 Bancroft Ct is owned and occupied by an individual who bought it in May 2019.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address686 BANCROFT CT, ROMEOVILLE, IL 60446-4305
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Dec 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Jan 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
May 9, 2019Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2019 · Amount on File
Deed SaleMay 9, 2019 · Amount on File
Prior SaleMar 9, 2017 · Amount on File
Deed Document Number201927419
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address686 BANCROFT CT, ROMEOVILLE, IL 60446-4305
Transaction TypeMortgage
Record UpdatedApr 14, 2022
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028368
DateApr 5, 2022
InstrumentR2022028368
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2037
Interest
Rate3.37%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address686 BANCROFT CT, ROMEOVILLE, IL 60446-4305
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000112905
DateDec 11, 2020
InstrumentR2020112905
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueOct 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address686 BANCROFT CT, ROMEOVILLE, IL 60446-4305
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004902
DateJan 16, 2020
InstrumentR2020004902
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateMay 9, 2019
Property Address686 BANCROFT CT, ROMEOVILLE, IL 60446-4305
Document Number0000027419
Map ReferenceDOC R2005162069
Instrument DateApr 26, 2019
InstrumentR2019027419
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2821 WINDSOR DR, LISLE, IL 60532-4236

Mortgage

Document Number0000027420
DateMay 9, 2019
InstrumentR2019027420
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 686 Bancroft Ct was $7,352.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionDu Page Township
MunicipalityRomeoville Village
Unified School DistrictValley View Community Unit School District 365U (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,352.00$93,656 (+8.2%) Land $21,521 Building $72,135$280,968 (+8.2%) Land $64,563 Building $216,405
2024$86,558 Land $19,890 Building $66,668$259,674 Land $59,670 Building $200,004
2022$6,042.00 Homeowner's exemption$70,214 Land $16,134 Building $54,080$210,642 Land $48,402 Building $162,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 686 Bancroft Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Bancroft Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROMEOVILLE
serves 50,458 people · EPA ID IL1970900
Water SourceGroundwater
Last State InspectionMar 2024
Lead8 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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