San Luis Obispo County property record for 686 Ardath Dr, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 783 sqft · built 1962 |
| Lot Size | 0.08 acres (3,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $320,000 (Aug 2001) |
| Tax Bill | $5,332 (2025) |
| Deeds & Mortgages | Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-093-010 |
| Primary APN | 023-093-010 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 783 sqft Living Area |
| 1st Floor Area | 783 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Wood |
| Lot Area | 3,500 sqft (0.08 acres) |
| Terrain | Above Road/Slope |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 686 ARDATH DR |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-4502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES TR 8 BL 228 LT 24 & 25 |
| Legal Tract | 8 |
| Legal Block | 228 |
| Legal Lot Number | 24 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 10403 |
686 Ardath Dr is owned by a company that acquired it in December 2016.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1213, RUNNING SPRINGS, CA 92382-1213 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2001 · Amount on File |
| Deed Sale | Aug 22, 2001 · Amount on File |
| Prior Sale | Dec 1, 1999 · Amount on File |
| Deed Document Number | 200162910 |
| Last Transfer Date | Dec 12, 2016 |
| Transfer Doc | 0000003098 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 20, 2017 |
| Property Address | 686 ARDATH DR, CAMBRIA, CA 93428-4502 |
| Document Number | 0000003098 |
| Instrument Date | Dec 12, 2016 |
| Instrument | 3098 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2017 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 1213 RUNNING SPRINGS CA 923821213, RUNNING SPRINGS, CA 92382-1213 |
The 2025 property tax bill for 686 Ardath Dr was $5,332.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $482,168 (+2%) Land $376,702 Building $105,466 | |
| 2025 | $5,332.00 | $472,715 Land $369,316 Building $103,399 |
| 2023 | $5,120.00 (+2.01%) | $454,361 Land $354,976 Building $99,385 |
| 2022 | $5,019.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 686 Ardath Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1983–2023) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 686 Ardath Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband.
4G LTE only, no 5G reported
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