Lee County property record for 686 Anchor Dr, Sanibel, FL 33957
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,262 sqft · built 1988 |
| Lot Size | 0.387 acres (16,858 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,250,000 (May 2004) |
| Tax Bill | $15,941 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 20-46-23-T4-00002.0480 |
| Primary APN | 20-46-23-T4-00002.0480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,262 sqft Living Area |
| Gross Area | 6,275 sqft |
| 1st Floor Area | 2,382 sqft |
| Basement Area | 880 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 16,858 sqft (0.387 acres) |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 710 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 924 sqft |
| Patio Area | 615 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10126340 |
|---|---|
| Street Address | 686 ANCHOR DR |
| City | SANIBEL |
| State | FL |
| Zip | 33957-4900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FR INT S YACHTSMAN DR + SR 867 TH SW390 SE669 SW25 TO POB DESC OR 1872/2356 |
| Legal Range | 23E |
| Legal Township | 46S |
| Legal Section | 20 |
| Legal Subdivision | SANIBEL ESTATES; BEACH RD TO ANCHOR DR |
| Legal Tract | T4 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 80202 |
686 Anchor Dr is owner-occupied and held in a trust since May 2004.
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 686 ANCHOR DR, SANIBEL, FL 33957-4900 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2004 · Amount on File |
| Deed Sale | May 22, 2004 · Amount on File |
| Prior Sale | Jun 6, 1995 · Amount on File |
| Deed Document Number | 20046285210 |
| Deed Book / Page | 4307 / 385 |
| Prior Transfer Date | Mar 31, 1998 |
| Prior Transfer Doc | 2948001198 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 686 Anchor Dr was $15,941 with a homeowner's exemption.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Sanibel City |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,150,206 (+2.7%) | $1,501,285 (-9.05%) Land $702,610 Building $798,675 | |
| 2025 | $15,941.00 Homeowner's exemption | $1,119,967 | $1,650,741 Land $816,701 Building $834,040 |
| 2023 | $15,101.00 (+7.79%) Homeowner's exemption | $1,056,702 (+3%) | $1,142,568 (-29.69%) Land $1,142,558 Building $10 |
| 2022 | $14,010.00 Homeowner's exemption | $1,025,924 | $1,625,078 Land $646,531 Building $978,547 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 686 Anchor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 465 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,022 units insured incl. 557 condo units |
| Nearby Flood Claims | 1,006 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 686 Anchor Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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