686 Albatross Ter, Sebastian, FL 32958 Property Records

Indian River County property record for 686 Albatross Ter, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,194 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2026)
Tax Bill	$953 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-38-24-00001-2620-00014.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-24-00001-2620-00014.0`
Alternative APN	`22279`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
Gross Area	1,646 sqft
1st Floor Area	1,194 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	260 sqft
Driveway	Concrete Driveway
Driveway Area	450 sqft
Porch	Screened Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	686 ALBATROSS TER
City	SEBASTIAN
State	FL
Zip	32958-5935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT NO 10 BLK 262 LOT 14 PBI 6-37B
Legal Range	38E
Legal Township	31S
Legal Section	24
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 10
Legal Block	262
Legal Lot Number	14
Legal Unit	NO
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2040
Census Tract	50809

Owner

Source: Indian River County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	686 ALBATROSS TER, SEBASTIAN, FL 32958-5935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Deed Document Number	202634716
Deed Book / Page	3876 / 212
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 20, 2026
Property Address	686 ALBATROSS TER, SEBASTIAN, FL 32958-5935
Document Number	0000034716
Book / Page	3876 / 212
Instrument Date	Jul 17, 2026
Instrument	202634716
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 ALBATROSS TER, SEBASTIAN, FL 32958-5935

Mortgage

Document Number	0000034717,
Date	Jul 20, 2026
Book Page	3876/215
Instrument	202634717

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$953.00 (+110.38%) Homeowner's exemption Disabled Person's exemption	$60,648 (+5.99%)	$201,647 (+2.71%) Land $57,800 Building $143,847
2023	$453.00 (-4.23%)	$57,222 (+3%)	$196,320 (+24.84%) Land $54,400 Building $141,920
2022	$473.00	$55,556	$157,257 Land $30,600 Building $126,657

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250