FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
686-688 44TH ST OAKLAND CA 946091832, OAKLAND, CA 94609-1832
November 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
ALAMEDA CA
Recording Date
Nov 13, 2018
Property Address
686 44TH ST, OAKLAND, CA 94609-1832
Document Number
0000217635
Instrument Date
Oct 25, 2018
Instrument
217635
Transaction Type
Transfer
Record Updated
Dec 3, 2018
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
686-688 44TH ST OAKLAND CA 946091832, OAKLAND, CA 94609-1832
Mortgage
Document Number
217636
Date
Nov 13, 2018
Instrument
217636
Lender
Name
UTILITY DISTRICT CU
Type
Credit Union
Address
OAKLAND, CA 94623
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
180 Months
Due
Nov 12, 2033
Tax Assessment & Valuation
The 2025 property tax bill for 686 44th St was $5,175.
Source: Alameda County assessment roll, as of August 5, 2026
Property Jurisdictions
Type
Name
State
California
County
Alameda County
Municipality
Oakland City
Unified School District
Oakland Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$213,230 (+2%)Land $63,307Building $149,923
2025
$5,175.00
$209,050Land $62,066Building $146,984
2023
$5,055.00
$200,933Land $59,656Building $141,277
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 686 44th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
1 (1983)
Most Recent Claim
Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 686 44th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source
Surface water
Last State Inspection
Dec 2021
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Sonic Telecom Fiber
10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity Cable · Fiber in parts of the area
2,000 / 250
Unwired Fixed Wireless
300 / 25
Verizon Fixed Wireless
300 / 20
Etheric Networks Fixed Wireless
250 / 100
May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.