Alameda County property record for 686 41st St, Oakland, CA 94609
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,071 sqft · built 1911 |
| Lot Size | 0.095 acres (4,140 sqft) |
| Owner | Individual Name on File |
| Last Sale | $840,000 (Oct 2025) |
| Tax Bill | $4,002 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-1014-12 |
| Primary APN | 12-1014-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,071 sqft Living Area |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,140 sqft (0.095 acres) |
| Street Address | 686 41ST ST |
|---|---|
| City | OAKLAND |
| State | CA |
| Zip | 94609-2371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00054 BLK: 2089 MP: 0004 PAGE: 0009 ;LOT: 00055 BLK: 2089 MP: 0004 PAGE: 0009 |
| Legal Subdivision | PARADISE |
| Legal Block | 2089 |
| Legal Lot Number | 55 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | OAKLAND |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 401000 |
686 41st St is owned and occupied by an individual who bought it in October 2025.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 41ST ST, OAKLAND, CA 94609-2371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Grant Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP |
| Jul 12, 2017 | Deed of Trust, Mortgage · Line of Credit SF FIRE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2025 · Amount on File |
| Deed Sale | Oct 9, 2025 · Amount on File |
| Deed Document Number | 2025126125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Oct 9, 2025 |
| Property Address | 686 41ST ST, OAKLAND, CA 94609-2371 |
| Document Number | 0000126125 |
| Map Reference | MB 4 PG 9 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025126125 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,524.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 686 41ST ST, OAKLAND, CA 94609-2371 |
| Document Number | 0000126126 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025126126 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 686 41ST ST, OAKLAND, CA 94609-2371 |
| Document Number | 0000168960 |
| Instrument Date | Jul 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 686 41ST ST OAKLAND CA 946092371, OAKLAND, CA 94609-2371 |
| Document Number | 0000168960 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 168960 |
| Name | SF FIRE CU |
|---|---|
| Address | SAN FRANCISCO, CA 94118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 686 41st St was $4,002.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Oakland City |
| Unified School District | Oakland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $840,000 (+404.44%) Land $252,000 Building $588,000 | ||
| 2025 | $4,002.00 Homeowner's exemption | $166,520 Land $49,956 Building $116,564 | |
| 2023 | $3,906.00 Homeowner's exemption | $160,054 Land $48,016 Building $112,038 | $683,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 686 41st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 686 41st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,000 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: GeoLinks, Google Fiber, Sail Internet, T-Mobile.
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