686 2nd St, Plainwell, MI 49080 Property Records

Allegan County property record for 686 2nd St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,456 sqft · built 1984
Lot Size	1.37 acres (59,939 sqft)
Owner	2 Individual Names on File
Last Sale	$113,900 (Jan 2003)
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-014-013-22`

Property Details

APN / Parcel Number

Primary APN	`08-014-013-22`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Lot Area	59,939 sqft (1.37 acres)
Lot Dimensions	333 ft deep x 180 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	686 2ND ST
City	PLAINWELL
State	MI
Zip	49080-9301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM AT THE E 1/4 PST THE W 1319.21' TO THE N 1/8 PST OF SE 1/4 TH S ALG N-S 1/8 LIN 50' TO POB; TH S ALG LIN 180.19' TH N 89
Legal Range	11W
Legal Township	01N
Legal Section	14
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	1
Census Block	1035
Census Tract	32000

Owner

Source: Allegan County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	686 2ND ST, PLAINWELL, MI 49080-9301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Apr 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 6, 2003 · Amount on Record
Deed Sale	Jan 6, 2003 · Amount on Record
Prior Sale	Dec 31, 1996 · Amount on Record
Deed Book / Page	2367 / 419
Last Transfer Date	Mar 22, 2021
Transfer Doc	004603/376
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	Jul 29, 2026
Property Address	686 2ND ST, PLAINWELL, MI 49080-9301
Document Number	0000012735
Book / Page	5160 / 966
Instrument Date	Jul 24, 2026
Instrument	202612735
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 2ND ST, PLAINWELL, MI 49080-9301

Mortgage

Document Number	0000012735,
Date	Jul 29, 2026
Book Page	5160/966
Instrument	202612735

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Apr 8, 2021
Property Address	686 2ND ST, PLAINWELL, MI 49080-9301
Document Number	004603/376
Book / Page	4603 / 376
Instrument Date	Mar 22, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	VYLLA TITLE LLC, VYLLA LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	686 2ND ST, 686, PLAINWELL, MI 49080-9301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	686 2ND ST, PLAINWELL, MI 49080-9301

Mortgage

Document Number	0004603378
Date	Apr 8, 2021
Instrument	4603/378

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,900 (+5.33%) Land $26,900 Building $64,000	$181,800 (+5.33%) Land $53,800 Building $128,000
2025	$2,377.00 (+2.68%) Homeowner's exemption	$86,300 (+5.89%) Land $20,500 Building $65,800	$172,600 (+5.89%) Land $41,000 Building $131,600
2024	$2,315.00 (+9.66%)
2023		$81,500 Land $14,500 Building $67,000	$163,000 Land $29,000 Building $134,000
2022	$2,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.Net Fiber	6,000 / 6,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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