Indian River County property record for 686 2nd Ln, Vero Beach, FL 32962
| Property Type | Warehouse, Storage |
|---|---|
| Details | 6,300 sqft · built 1987 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,252 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-13-00015-0000-00002.0 |
| Primary APN | 33-39-13-00015-0000-00002.0 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,300 sqft Gross Area |
| 1st Floor Area | 6,000 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Width | 29,185 ft Width |
| View / Lot | Interior |
| Canopy | 300 sqft |
| Storage Building | 6,000 sqft |
| Street Address | 686 2ND LN |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32962-2944 |
| Property Category | Industrial |
| Property Type | Industrial > Warehouse, Storage |
| Local Zoning Code | CH |
| Legal Description | M C C SUB LOT 2 PBI 11-5 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 13 |
| Legal Subdivision | M.C.C. SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 50603 |
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 455 3RD LN SW, VERO BEACH, FL 32962-3639 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 20, 2006 |
| Transfer Doc | 0020310149 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 686 2ND LN, VERO BEACH, FL 32962-2944 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | ALLIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0030500896 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 3050/0896 |
| Instrument | 3120170049094 |
| Name | FIRST BUSINESS BANK |
|---|---|
| Type | Bank |
| Address | MELBOURNE, FL 32935 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 3, 2027 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,252.00 (+4.08%) | $306,319 (-0.42%) Land $124,036 Building $182,283 | $306,319 (-0.42%) Land $124,036 Building $182,283 |
| 2023 | $5,046.00 (+7.94%) | $307,621 (+7.53%) Land $124,036 Building $183,585 | $307,621 (+7.53%) Land $124,036 Building $183,585 |
| 2022 | $4,675.00 | $286,092 Land $99,229 Building $186,863 | $286,092 Land $99,229 Building $186,863 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 24 (1983–2025) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, T-Mobile, Verizon.
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