686 17th St, Vero Beach, FL 32960 Property Records

Indian River County property record for 686 17th St, Vero Beach, FL 32960

Property Summary

Property Type	Apartment House (2-4 Units)
Details	396 sqft · built 1971
Lot Size	1.95 acres (85,051 sqft)
Owner	Company Name on Record
Last Sale	$1,200,000 (Apr 2013)
Tax Bill	$33,291 (2025)
Deeds & Mortgages	Dec 2019 Loan Modification Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`33-39-01-00027-0020-00003.3`

Property Details

APN / Parcel Number

Primary APN	`33-39-01-00027-0020-00003.3`
Alternative APN	`65372`

Interior

Units	33 Units
Stories	2 Stories
Building Area	396 sqft Gross Area
1st Floor Area	3,360 sqft
Utility Area	32 sqft
Flooring	Carpet

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1989
Architectural Style	Multi-Family
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	85,051 sqft (1.95 acres)
Lot Width	85,051 ft Width
View / Lot	Interior
Porch	Screened Porch
Canopy	40 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	686 17TH ST
City	VERO BEACH
State	FL
Zip	32960-6246
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	RM-10
Legal Description	DR RICHARD E BULINGTONS SUBPBS 2-5 S 457.01 FT OF 208.71 FT OF LOT 3, LESS RD R/W BLK 2
Legal Range	39E
Legal Township	33S
Legal Section	01
Legal Subdivision	DR RICHARD E BULLINGTONS SUBDIVISION
Legal Block	2
Legal Lot Number	3
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1040
Census Tract	50401

Owner

Source: Indian River County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2665 COUNTRY LAKE TRL, BOYNTON BEACH, FL 33436-5700
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Loan Modification, Mortgage · Line of Credit BANK LEUMI USA
Aug 9, 2017	Loan Modification, Mortgage BANK LEUMI USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2013 · Amount on Record
Deed Sale	Apr 23, 2013 · Amount on Record
Deed Document Number	20133120130025399
Deed Book / Page	2661 / 1472
Prior Transfer Date	Nov 25, 1996
Prior Transfer Doc	1129002615
Record Updated	Oct 29, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	INDIAN RIVER FL
Property Address	686 17TH ST, VERO BEACH, FL 32960-6246
Document Number	0032630697
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2400 E COMMERCIAL BLVD #706 FORT LAUDERDALE FL 333084052, 706, FORT LAUDERDALE, FL 33308-4052

Mortgage

Document Number	0032630697
Date	Dec 19, 2019
Book Page	003263/000697
Instrument	73752

Lender

Name	BANK LEUMI USA
Type	Bank
Address	AVENTURA, FL 33180

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	INDIAN RIVER FL
Property Address	686 17TH ST, VERO BEACH, FL 32960-6246
Document Number	0030491155
Book / Page	003049 / 001155
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2400 E COMMERCIAL BLVD #706 FORT LAUDERDALE FL 333084052, 706, FORT LAUDERDALE, FL 33308-4052

Mortgage

Document Number	0030491155
Date	Aug 17, 2017
Book Page	003049/001155
Instrument	48295

Lender

Name	BANK LEUMI USA
Type	Bank
Address	AVENTURA, FL 33180

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,291.00 (+23.97%)	$2,083,836 (+25.4%) Land $722,934 Building $1,360,902	$2,083,836 (+25.4%) Land $722,934 Building $1,360,902
2023	$26,854.00 (-1.11%)	$1,661,715 (-2.43%) Land $216,880 Building $1,444,835	$1,661,715 (-2.43%) Land $216,880 Building $1,444,835
2022	$27,155.00	$1,703,086 Land $216,880 Building $1,486,206	$1,703,086 Land $216,880 Building $1,486,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	23 (1991–2017)
Claims Outside the SFHA	5 of 23
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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