Santa Cruz County property record for 685B Bayview Dr, #A, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,064 sqft · built 1939 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,320,000 (Apr 2022) |
| Tax Bill | $17,446 (2025) |
| Deeds & Mortgages | Apr 2022 Sale May 2021 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-121-23 |
| Primary APN | 043-121-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,064 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,271 sqft (0.121 acres) |
| Deck Area | 170 sqft |
| Patio Area | 170 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 685 BAYVIEW DR, A |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 000000 00000 |
| Legal Subdivision | RIO DEL MAR CC PROPERTIES |
| Legal Block | 106 |
| Legal Lot Number | 23 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 122205 |
Source: Santa Cruz County records · APN 043-121-23
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19964 MALLORY CT, SARATOGA, CA 95070-4437 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 01, 2022 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF CA INC |
| May 05, 2021 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Mar 09, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2022 · Amount on Record |
| Deed Sale | Apr 01, 2022 · Amount on Record |
| Deed Document Number | 202210591 |
| Prior Transfer Date | Feb 27, 2021 |
| Prior Transfer Doc | 0000014170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 01, 2022 |
| Property Address | 685 BAYVIEW DR, APTOS, CA 95003-5303 |
| Document Number | 0000010591 |
| Map Reference | VOL 26 PG 10 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022-0010591 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,452.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 19964 MALLORY CT, SARATOGA, CA 95070-4437 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 685 BAYVIEW DR, APTOS, CA 95003-5303 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 685 BAYVIEW DR, APTOS, CA 95003-5303 |
| Document Number | 0000025752 |
|---|---|
| Date | May 05, 2021 |
| Instrument | 2021-0025752 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.56% |
| Type Change Date | Jun 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 09, 2021 |
| Property Address | 685 BAYVIEW DR, APTOS, CA 95003-5303 |
| Document Number | 0000014170 |
| Map Reference | VOL 26 PG 10 |
| Instrument Date | Feb 27, 2021 |
| Instrument | 2021-0014170 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 685 BAYVIEW DR, APTOS, CA 95003-5303 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,428,811 (+2%) Land $1,214,489 Building $214,322 | ||
| 2025 | $17,446.00 (+9.69%) | $1,400,794 (+4.04%) Land $1,190,675 Building $210,119 | |
| 2023 | $15,905.00 (+757.87%) | $1,346,400 Land $1,144,440 Building $201,960 | $1,281,960 |
| 2022 | $1,854.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 62 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 21 (1998–2023) |
| Most Recent Claim | Dec 2023, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 574 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
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