6859 SE 12th Cir, Ocala, FL 34480 Property Records

Marion County property record for 6859 SE 12th Cir, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,799 sqft · built 2007
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Apr 2019)
Tax Bill	$9,606 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3634-206-000`

Property Details

APN / Parcel Number

Primary APN	`3634-206-000`
Alternative APN	`2763400000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,799 sqft Living Area
1st Floor Area	3,799 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)
Lot Dimensions	304 ft deep x 149 ft wide
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,044 sqft
Porch	Open Porch
Porch Area	259 sqft
Deck Area	830 sqft
Patio Area	306 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2763400000
Old Parcel Number	3634206000
Street Address	6859 SE 12TH CIR
City	OCALA
State	FL
Zip	34480-6656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 08 TWP 16 RGE 22
Legal Range	22E
Legal Township	16S
Legal Section	08
Legal Subdivision	COUNTRY CLUB OF OCALA
Legal Lot Number	206
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2011
Census Tract	2402

Owner

6859 SE 12th Cir is owned and occupied by two individuals who bought it in April 2019.

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6859 SE 12TH CIR, OCALA, FL 34480-6656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BK/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2019 · Amount on File
Deed Sale	Apr 15, 2019 · Amount on File
Prior Sale	Sep 4, 2007 · Amount on File
Deed Document Number	2019037484
Deed Book / Page	6948 / 0918
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 15, 2019
Property Address	6859 SE 12TH CIR, OCALA, FL 34480-6656
Document Number	0069480918
Book / Page	006948 / 000918
Instrument Date	Apr 12, 2019
Instrument	37484
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6859 SE 12TH CIR OCALA FL 344806656, OCALA, FL 34480-6656

Mortgage

Document Number	69480920
Date	Apr 15, 2019
Book Page	006948/000920
Instrument	37485

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	6859 SE 12TH CIR, OCALA, FL 34480-6656
Document Number	0067280437
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6859 SE 12TH CIR OCALA FL 344806656, OCALA, FL 34480-6656

Mortgage

Document Number	0067280437
Date	Mar 8, 2018
Book Page	006728/000437
Instrument	22049

Lender

Name	CAPITAL BK/CA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 7, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 6859 SE 12th Cir was $9,606 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,606.00 Homeowner's exemption	$632,485 Land $205,920 Building $426,565	$889,932 Land $205,920 Building $684,012
2023	$9,067.00 (+2.61%) Homeowner's exemption	$596,757 (+3%) Land $171,600 Building $425,157	$738,900 (+4.7%) Land $171,600 Building $567,300
2022	$8,836.00 Homeowner's exemption	$579,376	$705,753 Land $156,000 Building $549,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6859 SE 12th Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2010–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6859 SE 12th Cir is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Zito Media Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE 12th Cir

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