Gloucester County property record for 6858 Michael Ln, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,163 sqft · built 1988 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Aug 2019) |
| Tax Bill | $1,815 (2026) |
| Deeds & Mortgages | Feb 2023 Line of Credit Mar 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18034 |
| Primary APN | 18034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,163 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.69 acres) |
| Porch | Slab |
| Deck Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 6858 MICHAEL LN |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | ROSEWOOD LOT 5 |
| Legal Subdivision | PLAT: PB21 827-828 |
| Legal Lot Number | 5 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | GLOUCESTER POINT |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 100302 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6858 MICHAEL LN, HAYES, VA 23072-3204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2023 | Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION |
| Mar 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LANGLEY FEDERAL CREDIT UNION |
| Aug 9, 2019 | Warranty Deed, Transfer · FHA Mortgage LANGLEY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2019 · Amount on Record |
| Deed Sale | Aug 9, 2019 · Amount on Record |
| Deed Document Number | 20193385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6858 MICHAEL LN, HAYES, VA 23072-3204 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230000658 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 230000658 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Feb 11, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6858 MICHAEL LN, HAYES, VA 23072-3204 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220001845 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 220001845 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Aug 9, 2019 |
| Property Address | 6858 MICHAEL LN, HAYES, VA 23072-3204 |
| Document Number | 0190003385 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 190003385 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Title Company | THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6858 MICHAEL LN, HAYES, VA 23072-3204 |
| Document Number | 0190003386 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 190003386 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,815.00 (+12.31%) | $311,340 (+18.22%) Land $70,080 Building $241,260 | $311,340 (+18.22%) Land $70,080 Building $241,260 |
| 2025 | $1,616.00 (+5.28%) | $263,350 (-) Land $70,080 Building $193,270 | $263,350 (-) Land $70,080 Building $193,270 |
| 2024 | $1,535.00 (+14.98%) | $263,350 (+14.96%) Land $70,080 Building $193,270 | $263,350 (+14.96%) Land $70,080 Building $193,270 |
| 2023 | $1,335.00 (+4.62%) | $229,070 (+30.13%) Land $70,080 Building $158,990 | $229,070 (+30.13%) Land $70,080 Building $158,990 |
| 2022 | $1,276.00 | $176,030 Land $69,350 Building $106,680 | $176,030 Land $69,350 Building $106,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | Aug 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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