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6858 Liberty St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6858 Liberty St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,815 sqft · built 2004
Lot Size0.458 acres (19,994 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Oct 2021)
Tax Bill$2,950 (2024)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-2S-26-1920-05900-0030

Property Details

APN / Parcel Number

Primary APN18-2S-26-1920-05900-0030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,815 sqft Heated Area
Gross Area2,499 sqft
1st Floor Area2,235 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area19,994 sqft (0.458 acres)
Lot Dimensions2,000 ft deep x 1,000 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area124 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number182S261920059000030
Street Address6858 LIBERTY ST
CityNAVARRE
StateFL
Zip32566-8609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHOLLEY BY THE SEA LOT 3 BLK 59 AS DES IN OR 4188 PG 1786
Legal Range26W
Legal Township02S
Legal Section18
Legal SubdivisionBY THE SEA
Legal Block59
Legal Lot Number3
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2018
Census Tract10820

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6858 LIBERTY ST, NAVARRE, FL 32566-8609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2021 · Amount on Record
Deed SaleOct 5, 2021 · Amount on Record
Prior SaleAug 26, 2013 · Amount on Record
Deed Document Number202166530
Deed Book / Page4188 / 1786
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 5, 2021
Property Address6858 LIBERTY ST, NAVARRE, FL 32566-8609
Document Number0041881786
Book / Page4188 / 1786
Map ReferenceMB B PG 155
Instrument DateOct 4, 2021
Instrument202166530
Transaction TypeTransfer
Record UpdatedNov 8, 2021
Title CompanyEMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6281 TRIBUTARY ST, 6281, PENSACOLA, FL 32526-1290

Transferred To (Grantee/Buyer)

NameVerified Name
Address6858 LIBERTY ST, NAVARRE, FL 32566-8609

Mortgage

Document Number41881790
DateOct 5, 2021
Instrument4188/1790
Lender
NameTRIDENT HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,950.00 (+2.08%) Homeowner's exemption$283,953 (+3%)$287,384 (+4.24%) Land $75,000 Building $212,384
2023$2,890.00 (-5.99%)$275,683 (+9.57%) Land $65,000 Building $210,683$275,683 (+9.57%) Land $65,000 Building $210,683
2022$3,074.00$251,599$251,599 Land $50,000 Building $201,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 215 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies215 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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