6856 Clay St, Denver, CO 80221 Property Records

Adams County property record for 6856 Clay St, Denver, CO 80221

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,616 sqft · built 2018
Lot Size	0.065 acres (2,871 sqft)
Owner	Individual Name on File
Last Sale	$455,758 (Dec 2018)
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0197639`

Property Details

APN / Parcel Number

Primary APN	`R0197639`
Alternative APN	`0182505121023`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,616 sqft Living Area
1st Floor Area	718 sqft
2nd Floor Area	898 sqft
Basement Area	718 sqft
Finished Basement	600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,871 sqft (0.065 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0197639
Street Address	6856 CLAY ST
City	DENVER
State	CO
Zip	80221-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POMPONIO TERRACE FLG 1 PLAT CORRECTION NO 1 BLK 3 LOT 4
Legal Subdivision	POMPONIO TERRACE
Legal Block	3
Legal Lot Number	4
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	3
Census Block	3016
Census Tract	9502

Owner

6856 Clay St is owned and occupied by an individual who bought it in December 2018.

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6856 CLAY ST, DENVER, CO 80221-2353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Dec 21, 2018	Deed, Subdivision Related Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on File
Deed Sale	Dec 21, 2018 · Amount on File
Deed Document Number	2018000101935
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	6856 CLAY ST, DENVER, CO 80221-2353
Transaction Type	Mortgage
Record Updated	Feb 7, 2022
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6856 CLAY ST, DENVER, CO 80221-2353

Mortgage

Document Number	0000009536
Date	Feb 1, 2022
Instrument	2022000009536

Lender

Name	ZB NA
Type	Bank
Address	WHEAT RIDGE, CO 80033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	6856 CLAY ST, DENVER, CO 80221-2353
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	CANTON TITLE, CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031691
Date	Mar 16, 2021
Instrument	2021000031691

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ADAMS CO
Recording Date	Dec 21, 2018
Property Address	6856 CLAY ST, DENVER, CO 80221-2353
Document Number	0000101935
Instrument Date	Dec 19, 2018
Instrument	2018000101935
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.57
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6856 CLAY ST, DENVER, CO 80221-2353

Mortgage

Document Number	0000101936
Date	Dec 21, 2018
Instrument	2018000101936

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6856 Clay St was $4,376.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Unified School District	Westminster Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,376.00	$42,010 Land $8,130 Building $33,880	$672,000 Land $130,000 Building $542,000
2023	$8,554.00 (+10.7%)	$48,440 (+11.79%) Land $7,440 Building $41,000	$716,000 (+14.86%) Land $110,000 Building $606,000
2022	$7,727.00	$43,330 Land $15,300 Building $28,030	$623,360 Land $220,000 Building $403,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6856 Clay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6856 Clay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW WSD serves 23,756 people · EPA ID CO0101040
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
LiveWireNet Fixed Wireless	250 / 100

May also be available: Aerux Broadband, Verizon, WiFiHood.

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