6855 Bell Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 6855 Bell Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,624 sqft · built 1975
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (May 2023)
Tax Bill	$3,763 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-5-28-3003-002`

Property Details

APN / Parcel Number

Primary APN	`09-11-5-28-3003-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Tri-Level
Exterior Material	Combination
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6855 BELL RD
City	BIRCH RUN
State	MI
Zip	48415-9066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 150 FT OF S 660 FT OF W 330 FT OF SW 1/4 OF SW 1/4 1.14 ACRES SEC 28 T11N R5E
Legal Range	05E
Legal Township	11N
Legal Section	28
Jurisdiction	SAGINAW MI
Township / Civil Division	BRIDGEPORT
Census Block Group	2
Census Block	2028
Census Tract	11702

Owner

6855 Bell Rd is owned and occupied by an individual who bought it in May 2023.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	6855 BELL RD, BIRCH RUN, MI 48415-9066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Warranty Deed, Transfer · USDA Mortgage HORIZON BANK
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Dec 3, 2020	Correction Deed, Transfer ATTORNEY ONLY
Jun 24, 2020	Correction Deed, Transfer ATTORNEY ONLY
Mar 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2023 · Amount on File
Deed Sale	May 8, 2023 · Amount on File
Prior Sale	Dec 27, 1996 · Amount on File
Deed Document Number	202311357
Prior Transfer Date	Nov 10, 2020
Prior Transfer Doc	0000030649
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 8, 2023
Property Address	6855 BELL RD, BIRCH RUN, MI 48415-9066
Document Number	0000011357
Instrument Date	May 5, 2023
Instrument	2023011357
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6855 BELL RD, BIRCH RUN, MI 48415-9066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 WEISS ST, SAGINAW, MI 48602-3573

Mortgage

Document Number	0000011358
Date	May 8, 2023
Instrument	2023011358

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	6855 BELL RD, BIRCH RUN, MI 48415-9066
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6855 BELL RD, BIRCH RUN, MI 48415-9066

Mortgage

Document Number	0000001547
Date	Jan 24, 2023
Instrument	2023001547

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	204 Months
Due	Jan 13, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 3, 2020
Property Address	6855 BELL RD, BIRCH RUN, MI 48415-9066
Document Number	0000030649
Instrument Date	Nov 10, 2020
Instrument	30649
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6855 BELL RD BIRCH RUN MI 484159066, BIRCH RUN, MI 48415-9066

June 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 24, 2020
Property Address	6855 BELL RD, BIRCH RUN, MI 48415-9066
Document Number	0000016068
Instrument Date	Jun 24, 2020
Instrument	16068
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6855 BELL RD BIRCH RUN MI 484159066, BIRCH RUN, MI 48415-9066

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 9, 2020
Property Address	6855 BELL RD, BIRCH RUN, MI 48415-9066
Document Number	0000005496
Instrument Date	Jan 21, 2020
Instrument	5496
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6855 BELL RD BIRCH RUN MI 484159066, BIRCH RUN, MI 48415-9066

Tax Assessment & Valuation

The 2025 property tax bill for 6855 Bell Rd was $3,763 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Bridgeport Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,800	$187,600
2025	$3,763.00 Homeowner's exemption
2023		$80,500	$161,000
2022	$2,085.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6855 Bell Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1986–2013)
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6855 Bell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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