6854 Ringling Ave, Kalamazoo, MI 49048 Property Records

Kalamazoo County property record for 6854 Ringling Ave, Kalamazoo, MI 49048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1998
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,000 (Jul 2018)
Tax Bill	$2,405 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-05-434-050`

Property Details

APN / Parcel Number

Primary APN	`07-05-434-050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	151 ft deep x 90 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6854 RINGLING AVE
City	KALAMAZOO
State	MI
Zip	49048-8245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	COUNTRY ESTATES #2 LOT 22
Legal Subdivision	COUNTRY ESTATES
Legal Lot Number	22
Jurisdiction	KALAMAZOO MI
Township / Civil Division	COMSTOCK
Census Block Group	1
Census Block	1013
Census Tract	2203

Owner

Source: Kalamazoo County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6854 RINGLING AVE, KALAMAZOO, MI 49048-8245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 13, 2018	Warranty Deed, Transfer · Conventional Mortgage ARBOR FINANCIAL CU
Apr 4, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF MICHIGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on Record
Deed Sale	Jul 13, 2018 · Amount on Record
Deed Document Number	201822544
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	6854 RINGLING AVE, KALAMAZOO, MI 49048-8245
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021016887
Date	Apr 21, 2021
Instrument	2021-016887

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 13, 2018
Property Address	6854 RINGLING AVE, KALAMAZOO, MI 49048-8245
Document Number	2018022544
Map Reference	LB38 PG29
Instrument Date	Jul 2, 2018
Instrument	2018-022544
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,616.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6854 RINGLING AVE, 6854, KALAMAZOO, MI 49048-8245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5843 FOREST HARBOR DR, KALAMAZOO, MI 49048-5813

Mortgage

Document Number	2018022545
Date	Jul 13, 2018
Instrument	2018-022545

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	6854 RINGLING AVE, KALAMAZOO, MI 49048-8245
Transaction Type	Mortgage
Record Updated	May 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018009804
Date	Apr 4, 2018
Instrument	2018-009804

Lender

Name	FIRST NATIONAL BANK OF MICHIGAN
Type	Bank
Address	KALAMAZOO, MI 49007

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Comstock Charter Township
Unified School District	Comstock Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,100 (+24.74%)	$262,200 (+24.74%)
2025	$2,405.00 (-35.76%) Homeowner's exemption
2023		$105,100	$210,200
2021	$3,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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