6854 Dharma Loop, Chattanooga, TN 37412 Property Records

Hamilton County property record for 6854 Dharma Loop, Chattanooga, TN 37412 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,432 sqft · built 2022
Lot Size	0.138 acres (6,049 sqft)
Owner	2 Individual Names on File
Last Sale	$377,240 (Jul 2022)
Tax Bill	$1,621 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`170G C 004`

Property Details

APN / Parcel Number

Primary APN	`170G C 004`
Alternative APN	`0000391675`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,432 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,049 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000391675
Street Address	6854 DHARMA LOOP
City	CHATTANOOGA
State	TN
Zip	37412-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 HUMMINGBIRD VILLAGE UNIT 1 PB 122 PGS 51 & 52 OUT OF 170G A 004 FOR 2022
Legal Subdivision	HUMMINGBIRD VILLAGE UNIT 1
Legal Lot Number	4
Legal Unit	1
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2009
Census Tract	11442

Owner

Source: Hamilton County records · APN 170G C 004

Assessment roll updated January 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6854 DHARMA LOOP, CHATTANOOGA, TN 37412-6901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Deed Document Number	2022258
Deed Book / Page	13038 / 654
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 26, 2022
Property Address	6854 DHARMA LOOP, CHATTANOOGA, TN 37412-6901
Document Number	0000000258
Book / Page	13038 / 654
Map Reference	MB 122 PG 51-52
Instrument Date	Jul 22, 2022
Instrument	2022072600258
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, BRIDGE CITY TTL EAST BRAINER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,395.79
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6854 DHARMA LOOP, CHATTANOOGA, TN 37412-6901

Mortgage

Document Number	0130380658
Date	Jul 26, 2022
Instrument	13038-0658

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,621.00 (-19.87%)	$107,000 (+18.33%)	$428,000 (+18.33%) Land $65,000 Building $363,000
2024	$2,023.00 (-36.02%)	$90,425 (-)	$361,700 (-) Land $35,000 Building $326,700
2023	$3,162.00 (+132.67%)	$90,425 (+132.01%)	$361,700 (+132.01%) Land $35,000 Building $326,700
2022	$1,359.00	$38,975	$155,900 Land $35,000 Building $120,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114422, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Nearby Flood Policies	40 in force 19 of 40 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.