6852 Sundrop St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6852 Sundrop St, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,276 sqft · built 2012
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on File
Last Sale	$272,300 (Jul 2020)
Tax Bill	$6,445 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-2989-0001-110G`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-2989-0001-110G`
Alternative APNs	`26323029890001110G` `156643`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,276 sqft Living Area
Gross Area	3,161 sqft
1st Floor Area	1,348 sqft
Upper Floors Area	928 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,704 sqft (0.108 acres)
Lot Dimensions	112 ft deep x 35 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6852 SUNDROP ST
City	HARMONY
State	FL
Zip	34773-6075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 110G
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY NBHDS G H F
Legal Tract	2989
Legal Block	110G
Legal Lot Number	110G
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2203
Census Tract	43801

Owner

Source: Osceola County records · APN 30-26-32-2989-0001-110G

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6852 SUNDROP ST, HARMONY, FL 34773-6075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Apr 17, 2012 · Amount on Record
Deed Document Number	202092391
Deed Book / Page	5755 / 549
Last Transfer Date	Feb 28, 2025
Transfer Doc	0067462573
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 15, 2020
Property Address	6852 SUNDROP ST, HARMONY, FL 34773-6075
Document Number	0057550549
Book / Page	5755 / 549
Map Reference	MB 19 PG 163
Instrument Date	Jul 10, 2020
Instrument	2020092391
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,906.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1809 E BROADWAY ST # 172, 1809, OVIEDO, FL 32765-8597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6852 SUNDROP ST, HARMONY, FL 34773-6075

Mortgage

Document Number	0005755552
Date	Jul 15, 2020
Instrument	5755/552

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,445.00 (+3.77%)	$268,283 (+5.99%)	$342,100 (-1.67%) Land $65,000 Building $277,100
2024	$6,211.00 (+2.04%)
2023	$6,087.00 (+5.57%) Homeowner's exemption	$253,130 (+3%)	$347,900 (+13.14%) Land $65,000 Building $282,900
2022	$5,766.00 Homeowner's exemption	$245,758	$307,500 Land $60,000 Building $247,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Wildfire

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 213 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.