6851 Rutherford Ct, Cincinnati, OH 45239 Property Records

Hamilton County property record for 6851 Rutherford Ct, Cincinnati, OH 45239

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,422 sqft · built 1939
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Dec 2025)
Tax Bill$2,913 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Aug 2025 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN510-0074-0307-00

Property Details

APN / Parcel Number

Primary APN510-0074-0307-00
Alternative APN
  • 0041417

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,422 sqft Living Area
Gross Area2,184 sqft
1st Floor Area972 sqft
Basement Area972 sqft
Finished Basement450 sqft
Unfinished Basement522 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions98 ft deep x 76 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area150 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address6851 RUTHERFORD CT
CityCINCINNATI
StateOH
Zip45239-5651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUTHERFORD CT 76 X 98 LOT 78 CINTI HOMES SUB BLK C
Legal SubdivisionCINTI HOMES SUB
Legal BlockC
Legal Lot Number78
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group1
Census Block1005
Census Tract20762

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6851 RUTHERFORD CT, CINCINNATI, OH 45239-5651
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Survivorship Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP
Aug 11, 2025Warranty Deed, Transfer · Line of Credit
SPRING VALLEY BANK
Apr 19, 2021Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2025 · Amount on Record
Deed SaleDec 3, 2025 · Amount on Record
Prior SaleAug 11, 2025 · Amount on Record
Deed Document Number202594344
Deed Book / Page15554 / 1350
Prior Transfer DateFeb 24, 2021
Prior Transfer Doc0000048503
Record UpdatedOct 29, 2026

December 2025: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHAMILTON OH
Recording DateDec 3, 2025
Property Address6851 RUTHERFORD CT, CINCINNATI, OH 45239-5651
Document Number0000094344
Book / Page15554 / 1350
Map ReferenceMB 74 PG 41&42
Instrument DateNov 21, 2025
Instrument2025-0094344
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyUNKNOWN, AHTA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6851 RUTHERFORD CT, CINCINNATI, OH 45239-5651

Mortgage

Document Number0000094345
DateDec 3, 2025
Instrument2025-0094345
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 11, 2025
Property Address6851 RUTHERFORD CT, CINCINNATI, OH 45239-5651
Document Number0000060072
Book / Page15476 / 2154
Map ReferenceMB 74 PG 41&42
Instrument DateJul 31, 2025
Instrument2025-0060072
Transaction TypeTransfer
Record UpdatedSep 19, 2025

Transaction

AmountAmount Recorded
Tax$155.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5088 SANDY LN, FAIRFIELD, OH 45014-2736

Mortgage

Document Number0000060073
DateAug 11, 2025
Book Page15476/2156
Instrument2025-0060073
Lender
NameSPRING VALLEY BANK
TypeBank
AddressCINCINNATI, OH 45215
Agreement
TypeLine of Credit
AmountAmount Recorded
Term15 Months
DueNov 1, 2026

April 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateApr 19, 2021
Property Address6851 RUTHERFORD CT, CINCINNATI, OH 45239-5651
Document Number0000048503
Book / Page14399 / 1377
Map ReferenceMB 74 PG 41&42
Instrument DateFeb 24, 2021
Instrument2021-0048503
Transaction TypeTransfer
Record UpdatedMar 29, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1422 WOODLAN CT, AMELIA, OH 45102-8404

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,913.00 (+5.01%)$49,277 (-) Land $8,467 Building $40,810$140,790 (-) Land $24,190 Building $116,600
2024$2,774.00 (+1.17%)$49,277 (-) Land $8,467 Building $40,810
2023$2,742.00 (+5.62%)$49,277 (+29.17%) Land $8,467 Building $40,810$140,790 (+29.17%) Land $24,190 Building $116,600
2022$2,596.00$38,150 Land $6,615 Building $31,535
2020$109,000 Land $18,900 Building $90,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims22 (1982–2026)
Claims Outside the SFHA6 of 22
Most Recent ClaimJul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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