6851 Roachtown Rd, Millstadt, IL 62260 Property Records

St. Clair County property record for 6851 Roachtown Rd, Millstadt, IL 62260

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,160 sqft · built 1987
Lot Size	3.43 acres (149,411 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,000 (Jul 2003)
Tax Bill	$6,424 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2022 Mortgage
APN	`12-01-0-400-020`

Property Details

APN / Parcel Number

Primary APN	`12-01-0-400-020`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,160 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	149,411 sqft (3.43 acres)
Garage Type	Mixed
Garage Area	1,456 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,628 sqft
Deck Area	120 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6851 ROACHTOWN RD
City	MILLSTADT
State	IL
Zip	62260-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL OAKS ESTATES LOT/SEC-1 DOC A01775560
Legal Subdivision	ROYAL OAKS ESTATES
Legal Block	400
Jurisdiction	ST CLAIR IL
Township / Civil Division	MILLSTADT
Census Block Group	2
Census Block	2023
Census Tract	503203

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6851 ROACHTOWN RD, MILLSTADT, IL 62260-3317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 1, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2003 · Amount on Record
Deed Sale	Jul 24, 2003 · Amount on Record
Deed Document Number	20031775560
Deed Book / Page	3883 / 942
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	6851 ROACHTOWN RD, MILLSTADT, IL 62260-3317
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6851 ROACHTOWN RD, MILLSTADT, IL 62260-3317

Mortgage

Document Number	0A02876872
Date	Mar 10, 2026
Instrument	A02876872

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate	5.75%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	6851 ROACHTOWN RD, MILLSTADT, IL 62260-3317
Transaction Type	Mortgage
Record Updated	Mar 16, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02737996
Date	Mar 1, 2022
Instrument	A02737996

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	23343

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Millstadt Township
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Millstadt Consolidated Community School District 160 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,424.00 (+1.05%) Homeowner's exemption Senior Citizen's exemption	$111,519 (+3.48%) Land $20,368 Building $91,151	$334,557 (+3.48%) Land $61,104 Building $273,453
2024	$6,357.00 (+18.05%)	$107,764 (+20.77%) Land $20,647 Building $87,117	$323,292 (+20.77%) Land $61,941 Building $261,351
2022		$89,232 Land $17,097 Building $72,135	$267,696 Land $51,291 Building $216,405
2019	$5,385.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1979–1996)
Most Recent Claim	Apr 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Verizon, Wisper ISP.

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