6851 Monterey Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 6851 Monterey Rd, Gilroy, CA 95020

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details25,068 sqft · built 1999
Lot Size3.06 acres (133,729 sqft)
OwnerCompany Name on File
Tax Bill$79,134 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (reduced by levee)
APN799-33-046

Property Details

APN / Parcel Number

Primary APN799-33-046

Interior

Building Area25,068 sqft Total Area
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleL-Shape
Construction TypeConcrete
Fire ResistanceMasonry Walls, Wood Interior
Lot Area133,729 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address6851 MONTEREY RD
CityGILROY
StateCA
Zip95020-6662
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC3
Legal SubdivisionGARDEN GREEN VILLAGE
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2000
Census Tract512509

Owner

6851 Monterey Rd, a commercial property, is owned by a company.

Source: Santa Clara County records, as of July 27, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 499, HOLLISTER, CA 95024-0499
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address6851 MONTEREY RD, GILROY, CA 95020-6662
Transaction TypeMortgage
Record UpdatedOct 9, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 SAN BENITO ST 210, 210, HOLLISTER, CA 95023-3968

Mortgage

Document Number0025536394
DateSep 28, 2023
Instrument25536394
Lender
NameSANTA CRUZ COUNTY BANK
TypeBank
AddressSANTA CRUZ, CA 95061
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6851 Monterey Rd was $79,134, up 1.6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$6,427,660 (+2%) Land $1,194,581 Building $5,233,079
2025$79,134.00 (+1.62%)$6,301,628 Land $1,171,158 Building $5,130,470
2024$77,876.00 (+43.27%)
2023$54,358.00 (+18.87%)$4,200,000 Land $1,125,684 Building $3,074,316
2022$45,729.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6851 Monterey Rd in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (1986)
Most Recent ClaimFeb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6851 Monterey Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: AT&T, Frontier, GeoLinks, T-Mobile, Verizon.

Nearby Properties on Monterey Rd

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