6851 Mackey Ct, South Bend, IN 46614 Property Records

St. Joseph County property record for 6851 Mackey Ct, South Bend, IN 46614

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,812 sqft · built 2019
Lot Size	0.324 acres (14,113 sqft)
Owner	Individual Name on Record
Last Sale	$410,511 (Mar 2024)
Tax Bill	$3,588 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-13-02-251-276.000-002`

Property Details

APN / Parcel Number

Primary APN	`71-13-02-251-276.000-002`
Alternative APN	`0231002002448`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,812 sqft Living Area
Gross Area	2,354 sqft
1st Floor Area	2,718 sqft
Basement Area	906 sqft
Finished Basement	764 sqft
Unfinished Basement	142 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,113 sqft (0.324 acres)
Lot Dimensions	179 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	802 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6851 MACKEY CT
City	SOUTH BEND
State	IN
Zip	46614-5083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 289 LAFAYETTE FALLS PHASE IV, SECT 1 18/19 NP 3661 12/15/17
Legal Subdivision	LAFAYETTE FALLS PHASE IV
Legal Lot Number	289
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CENTRE
Census Block Group	3
Census Block	3011
Census Tract	11900

Owner

Source: St. Joseph County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6851 MACKEY CT, SOUTH BEND, IN 46614-5083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
Mar 13, 2024	Deed, Transfer · Conventional Mortgage PNC BANK
Mar 13, 2024	Deed, Transfer · Conventional Mortgage PNC BANK
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2024 · Amount on Record
Deed Sale	Mar 13, 2024 · Amount on Record
Prior Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	20245374
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	6851 MACKEY CT, SOUTH BEND, IN 46614-5083
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002218541
Date	Jun 23, 2022
Instrument	2218541

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 30, 2042

Interest

Rate Type	Fixed Rate

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 13, 2024
Property Address	6851 MACKEY CT, SOUTH BEND, IN 46614-5083
Document Number	0002405374
Map Reference	IN 1734459
Instrument Date	Mar 7, 2024
Instrument	2405374
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6851 MACKEY CT, SOUTH BEND, IN 46614-5083

Mortgage

Document Number	0002405375
Date	Mar 13, 2024
Instrument	2405375

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 13, 2024
Property Address	6851 MACKEY CT, SOUTH BEND, IN 46614-5083
Document Number	0002405374
Map Reference	IN 1734459
Instrument Date	Mar 7, 2024
Instrument	2405374
Transaction Type	Transfer
Record Updated	May 3, 2024
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6851 MACKEY CT, SOUTH BEND, IN 46614-5083

Mortgage

Document Number	0002405375
Date	Mar 13, 2024
Instrument	2405375

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	6851 MACKEY CT, SOUTH BEND, IN 46614-5083
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017626
Date	Jun 26, 2020
Instrument	2017626

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 26, 2020
Property Address	6851 MACKEY CT, SOUTH BEND, IN 46614-5083
Document Number	0002017625
Map Reference	IN 1734459
Instrument Date	Jun 8, 2020
Instrument	2017625
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6851 MACKEY CT, SOUTH BEND, IN 46614-5083

Mortgage

Document Number	0002017626
Date	Jun 26, 2020
Instrument	2017626

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Centre Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,588.00 (-7.91%)	$326,700 (+14.35%) Land $47,000 Building $279,700	$326,700 (+14.35%) Land $47,000 Building $279,700
2024	$3,896.00 (+11.63%)
2023	$3,490.00 (+7.32%)	$285,700 (+6.45%) Land $47,000 Building $238,700	$285,700 (+6.45%) Land $47,000 Building $238,700
2022	$3,252.00 Homeowner's exemption	$268,400 Land $47,000 Building $221,400	$268,400 Land $47,000 Building $221,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Fourway, Mercury Fiber, Surf Internet.

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