6851 Gray Dr, Arvada, CO 80003 Property Records

Jefferson County property record for 6851 Gray Dr, Arvada, CO 80003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.25 ba · 1,864 sqft · built 1977
Lot Size0.171 acres (7,449 sqft)
OwnerIndividual Name on File
Last Sale$578,500 (Dec 2023)
Tax Bill$3,985 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN39-011-08-032

Property Details

APN / Parcel Number

Primary APN39-011-08-032
Alternative APNs
  • 300110623
  • 110623

Interior

Bedrooms4 Beds
Full Baths4.25 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,864 sqft Living Area
Gross Area3,607 sqft
1st Floor Area1,058 sqft
2nd Floor Area806 sqft
Basement Area806 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleBi-Level
Construction TypeFrame
Lot Area7,449 sqft (0.171 acres)
Garage TypeAttached
Garage Area420 sqft
PorchCovered Porch
Porch Area517 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number300110623
Street Address6851 GRAY DR
CityARVADA
StateCO
Zip80003-4255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 01 TOWNSHIP 03 RANGE 69 QTR NE SUBDIVISIONCD 085400 SUBDIVISIONNAME BONNITA SUB BLOCK LOT 0010 SIZE: 7462 TRACT VALUE: .171
Legal Range69W
Legal Township03S
Legal Section01
Legal SubdivisionBONNITA SUB
Legal Lot Number10
JurisdictionJEFFERSON CO
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group1
Census Block1004
Census Tract10213

Owner

6851 Gray Dr is owned and occupied by an individual who bought it in December 2023.

Source: Jefferson County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address6851 GRAY DR, ARVADA, CO 80003-4255
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Dec 28, 2023Warranty Deed, Transfer · Conventional Mortgage
LUMINATE HOME LOANS INC
Sep 11, 2023Warranty Deed, Transfer
OS NATIONAL LLC
Nov 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST INTERNET BK/IN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2023 · Amount on File
Deed SaleDec 28, 2023 · Amount on File
Prior SaleSep 11, 2023 · Amount on File
Deed Document Number202377370
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON CO
Property Address6851 GRAY DR, ARVADA, CO 80003-4255
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048108
DateMar 29, 2021
Instrument2021048108
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2036

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON CO
Property Address6851 GRAY DR, ARVADA, CO 80003-4255
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6851 GRAY DR, ARVADA, CO 80003-4255

Mortgage

Document Number0000039115
DateJun 24, 2025
Instrument2025039115
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2055

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON CO
Recording DateDec 28, 2023
Property Address6851 GRAY DR, ARVADA, CO 80003-4255
Document Number0000077370
Instrument DateDec 26, 2023
Instrument2023077370
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$57.85
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address6851 GRAY DR, ARVADA, CO 80003-4255

Mortgage

Document Number0000077371
DateDec 28, 2023
Instrument2023077371
Lender
NameLUMINATE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON CO
Recording DateSep 11, 2023
Property Address6851 GRAY DR, ARVADA, CO 80003-4255
Document Number0000055369
Instrument DateSep 7, 2023
Instrument2023055369
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount on Record
Tax$53.17
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6851 GRAY DR, ARVADA, CO 80003-4255

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON CO
Property Address6851 GRAY DR, ARVADA, CO 80003-4255
Document Number0000117620
Instrument DateNov 18, 2019
Transaction TypeMortgage
Record UpdatedDec 23, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6851 GRAY DR ARVADA CO 800034255, ARVADA, CO 80003-4255

Mortgage

Document Number0000117620
DateDec 9, 2019
Instrument117620
Lender
NameFIRST INTERNET BK/IN
TypeBank
AddressFISHERS, IN 46037
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 8, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 6851 Gray Dr was $3,985.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateColorado
MunicipalityArvada City
CountyJefferson County
Unified School DistrictJefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,985.00$38,652 Land $14,114 Building $24,538$618,443 Land $225,831 Building $392,612
2023$3,599.00 (+19.57%)$37,113 (+20.74%) Land $14,307 Building $22,806$608,920 (+37.68%) Land $213,536 Building $395,384
2022$3,010.00$30,737 Land $12,382 Building $18,355$442,265 Land $178,162 Building $264,103

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6851 Gray Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1989)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1989 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6851 Gray Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98.4% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ARVADA
serves 171,610 people · EPA ID CO0130001
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Aerux Broadband, LiveWireNet.

Nearby Properties on Gray Dr

Nearby Streets

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