Jefferson County property record for 6851 Gray Dr, Arvada, CO 80003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.25 ba · 1,864 sqft · built 1977 |
| Lot Size | 0.171 acres (7,449 sqft) |
| Owner | Individual Name on File |
| Last Sale | $578,500 (Dec 2023) |
| Tax Bill | $3,985 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-011-08-032 |
| Primary APN | 39-011-08-032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.25 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,864 sqft Living Area |
| Gross Area | 3,607 sqft |
| 1st Floor Area | 1,058 sqft |
| 2nd Floor Area | 806 sqft |
| Basement Area | 806 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Lot Area | 7,449 sqft (0.171 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Covered Porch |
| Porch Area | 517 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 300110623 |
|---|---|
| Street Address | 6851 GRAY DR |
| City | ARVADA |
| State | CO |
| Zip | 80003-4255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 01 TOWNSHIP 03 RANGE 69 QTR NE SUBDIVISIONCD 085400 SUBDIVISIONNAME BONNITA SUB BLOCK LOT 0010 SIZE: 7462 TRACT VALUE: .171 |
| Legal Range | 69W |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | BONNITA SUB |
| Legal Lot Number | 10 |
| Jurisdiction | JEFFERSON CO |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10213 |
6851 Gray Dr is owned and occupied by an individual who bought it in December 2023.
Source: Jefferson County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6851 GRAY DR, ARVADA, CO 80003-4255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Dec 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Sep 11, 2023 | Warranty Deed, Transfer OS NATIONAL LLC |
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNET BK/IN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on File |
| Deed Sale | Dec 28, 2023 · Amount on File |
| Prior Sale | Sep 11, 2023 · Amount on File |
| Deed Document Number | 202377370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON CO |
| Property Address | 6851 GRAY DR, ARVADA, CO 80003-4255 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000048108 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021048108 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON CO |
| Property Address | 6851 GRAY DR, ARVADA, CO 80003-4255 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6851 GRAY DR, ARVADA, CO 80003-4255 |
| Document Number | 0000039115 |
|---|---|
| Date | Jun 24, 2025 |
| Instrument | 2025039115 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON CO |
| Recording Date | Dec 28, 2023 |
| Property Address | 6851 GRAY DR, ARVADA, CO 80003-4255 |
| Document Number | 0000077370 |
| Instrument Date | Dec 26, 2023 |
| Instrument | 2023077370 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 6851 GRAY DR, ARVADA, CO 80003-4255 |
| Document Number | 0000077371 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 2023077371 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON CO |
| Recording Date | Sep 11, 2023 |
| Property Address | 6851 GRAY DR, ARVADA, CO 80003-4255 |
| Document Number | 0000055369 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 2023055369 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $53.17 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6851 GRAY DR, ARVADA, CO 80003-4255 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON CO |
| Property Address | 6851 GRAY DR, ARVADA, CO 80003-4255 |
| Document Number | 0000117620 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6851 GRAY DR ARVADA CO 800034255, ARVADA, CO 80003-4255 |
| Document Number | 0000117620 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 117620 |
| Name | FIRST INTERNET BK/IN |
|---|---|
| Type | Bank |
| Address | FISHERS, IN 46037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 8, 2034 |
The 2025 property tax bill for 6851 Gray Dr was $3,985.
Source: Jefferson County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Arvada City |
| County | Jefferson County |
| Unified School District | Jefferson County School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,985.00 | $38,652 Land $14,114 Building $24,538 | $618,443 Land $225,831 Building $392,612 |
| 2023 | $3,599.00 (+19.57%) | $37,113 (+20.74%) Land $14,307 Building $22,806 | $608,920 (+37.68%) Land $213,536 Building $395,384 |
| 2022 | $3,010.00 | $30,737 Land $12,382 Building $18,355 | $442,265 Land $178,162 Building $264,103 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6851 Gray Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1989 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6851 Gray Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.4% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARVADA serves 171,610 people · EPA ID CO0130001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Aerux Broadband, LiveWireNet.
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