Cass County property record for 6850 Thomas St, Horace, ND 58047
| Property Type | Other Improved |
|---|---|
| Details | 4 bd · 1,510 sqft · built 2023 |
| Lot Size | 0.117 acres (5,140 sqft) |
| Owner | Individual Name on File |
| Last Sale | $347,000 (Jun 2026) |
| Tax Bill | $8,488 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 15-1115-00820-000 |
| Primary APN | 15-1115-00820-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 1,510 sqft Living Area |
| Basement Area | 575 sqft |
| Unfinished Basement | 575 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Split Foyer |
| Lot Area | 5,140 sqft |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Street Address | 6850 THOMAS ST |
|---|---|
| City | HORACE |
| State | ND |
| Zip | 58047-9588 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT: 8 BLOCK: 6 ADDITION: SOUTHDALE FARMS 3RD ADDITION ADDITIONAL: SOUTHDALE FARMS 3RD ADDN LT 8 BLK 6 **4-9-21 PLATTED/SPLIT |
| Legal Subdivision | SOUTHDALE FARMS 3RD ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | CASS ND |
| Township / Civil Division | HORACE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 40503 |
6850 Thomas St is owned and occupied by an individual who bought it in June 2026.
Source: Cass County records, as of June 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6850 THOMAS ST, HORACE, ND 58047-9588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on File |
| Deed Sale | Jun 1, 2026 · Amount on File |
| Deed Document Number | 20261759502 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Jun 1, 2026 |
| Property Address | 6850 THOMAS ST, HORACE, ND 58047-9588 |
| Document Number | 0001759502 |
| Instrument Date | May 27, 2026 |
| Instrument | 20261759502 |
| Record Updated | Jun 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001759503, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 20261759503 |
| Name | CAMBRIA FINANCIAL GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 6850 Thomas St was $8,488.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Horace City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,488.00 | $189,800 Land $19,900 Building $169,900 | $379,600 Land $39,800 Building $339,800 |
| 2023 | $3,675.00 | $13,900 Land $13,900 | $27,800 Land $27,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6850 Thomas St in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6850 Thomas St is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 64% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483 |
|---|---|
| Water Source | Purchased surface water from CITY OF FARGO |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dickey Rural Telephone Cooperative Fiber | 2,500 / 2,500 |
| Midco Cable · Fiber, Fixed Wireless in parts of the area | 1,250 / 250 |
| Sparklight Fiber | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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