Marion County property record for 685 Wimsatt Rd, Loretto, KY 40037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,804 sqft · built 2004 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,284 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-023-02 |
| Primary APN | 022-023-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,804 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 50,530 sqft (1.16 acres) |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 71986 |
|---|---|
| Street Address | 685 WIMSATT RD |
| City | LORETTO |
| State | KY |
| Zip | 40037-7047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 685 WIMSATT RD |
| Jurisdiction | MARION KY |
| Township / Civil Division | ST. MARY |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 970300 |
685 Wimsatt Rd is owned and occupied by two individuals who acquired it in April 2023.
Source: Marion County records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 685 WIMSATT RD, LORETTO, KY 40037-7047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2023 |
| Deed Sale | Apr 18, 2023 |
| Prior Sale | Oct 7, 2009 · Amount on File |
| Deed Document Number | 20237247 |
| Deed Book / Page | 20 / 272 |
| Prior Transfer Date | Apr 17, 2023 |
| Prior Transfer Doc | 0000007247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION KY |
| Property Address | 685 WIMSATT RD, LORETTO, KY 40037-7047 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 425/766 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 425/766 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Oct 18, 2038 |
The 2025 property tax bill for 685 Wimsatt Rd was $1,284 with a homeowner's exemption.
Source: Marion County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,284.00 Homeowner's exemption | $195,000 Land $195,000 | $195,000 Land $195,000 |
| 2023 | $1,109.00 Homeowner's exemption | $170,000 Land $170,000 | $170,000 Land $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 685 Wimsatt Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 Wimsatt Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| kywimax Fixed Wireless · not low latency | 25 / 5 |
| Windstream DSL | 25 / 3 |
5G (outdoors only) and 4G LTE
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