685 Walker Meadow Rd, Whitefish, MT 59937 Property Records

Flathead County property record for 685 Walker Meadow Rd, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,226 sqft · built 1980
Lot Size	11.9 acres (519,671 sqft)
Owner	2 Individual Names on File
Last Sale	$726,300 (Nov 2019)
Tax Bill	$18,826 (2026)
Deeds & Mortgages	Oct 2020 Construction Loan Dec 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0789993`

Property Details

APN / Parcel Number

Primary APN	`R0789993`
Alternative APNs	`07-4185-09-1-02-09-0000` `0000969741`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,226 sqft Living Area
1st Floor Area	1,218 sqft
2nd Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	519,671 sqft (11.9 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	694 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000969741
Street Address	685 WALKER MEADOW RD
City	WHITEFISH
State	MT
Zip	59937-8584
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S09, T30 N, R21 W, ACRES 11.93, CS 13807-A, TR 4ABC IN S2NW4NE4
Legal Range	21W
Legal Township	30N
Legal Section	09
Legal Subdivision	CERTIFIECATE OF SURVEY NO 13807
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1048
Census Tract	404

Owner

685 Walker Meadow Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	685 WALKER MEADOW RD, WHITEFISH, MT 59937-8584
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK
Dec 30, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK
Nov 15, 2019	Warranty Deed, Transfer · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Jul 15, 2005 · Amount on File
Deed Document Number	201929640
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	685 WALKER MEADOW RD, WHITEFISH, MT 59937-8584
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000034153
Date	Oct 14, 2020
Instrument	202000034153

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2027
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	685 WALKER MEADOW RD, WHITEFISH, MT 59937-8584
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000044096
Date	Dec 30, 2020
Instrument	202000044096

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 15, 2019
Property Address	685 WALKER MEADOW RD, WHITEFISH, MT 59937-8584
Document Number	201900029640
Instrument Date	Nov 6, 2019
Instrument	201900029640
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4364 BOYAGER DR, WHITEFISH, MT 59937

Mortgage

Document Number	201900029641
Date	Nov 15, 2019
Instrument	201900029641

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Nov 15, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 685 Walker Meadow Rd was $18,826.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,826.00	$3,740,234
2025			$3,740,234 Land $726,834 Building $3,013,400
2023	$15,092.00	$2,453,157	$2,453,157 Land $401,997 Building $2,051,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 685 Walker Meadow Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 Walker Meadow Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 75% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	500 / 500
Starlink Satellite	280 / 30
MontanaSky Networks Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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