685 W Chenango Rd, Binghamton, NY 13905 Property Records

Broome County and Chenango Town property record for 685 W Chenango Rd, Binghamton, NY 13905

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,848 sqft · built 1969
Lot Size0.573 acres (25,000 sqft)
Owner2 Company Names on File
Last Sale$27,500 (Dec 1999)
Tax Bill$4,970 (2026)
Deeds & MortgagesMar 2018 Line of Credit
APN032400 076.04-2-1

Property Details

APN / Parcel Number

Primary APN032400 076.04-2-1
Alternative APNs
  • 240007600400020010000000
  • 24046400000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,848 sqft Living Area
1st Floor Area1,276 sqft
Basement Area572 sqft
Finished Basement572 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area25,000 sqft (0.573 acres)
Lot Dimensions200 ft deep x 125 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area273 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number24046400000
Street Address685 W CHENANGO RD
CityBINGHAMTON
StateNY
Zip13905-6008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description00300031S70000000000
Legal Block2
Legal Lot Number1.000
JurisdictionBROOME NY
Township / Civil DivisionCHENANGO
Census Block Group3
Census Block3010
Census Tract12103

Owner

685 W Chenango Rd is owned by a company that bought it in December 1999 and is owner-occupied.

Source: Broome County and Chenango Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address685 W CHENANGO RD, BINGHAMTON, NY 13905-6008
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 1999 · Amount on File
Deed SaleDec 28, 1999 · Amount on File
Deed Book / Page1921 / 456
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address685 W CHENANGO RD, BINGHAMTON, NY 13905-6008
Document Number0038610122
Instrument DateMar 23, 2018
Transaction TypeMortgage
Record UpdatedApr 12, 2018
Title CompanySINGLESOURCE PROPERTY SOLUTION

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 W CHENANGO RD BINGHAMTON NY 139056008, BINGHAMTON, NY 13905-6008

Mortgage

Document Number0038610122
DateApr 3, 2018
Book Page003861/000122
Instrument8752
Lender
NameMANUFACTURERS TRADE & TR
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 2, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 685 W Chenango Rd was $4,970 with exemptions applied, up 1.5% from the year before.

Source: Broome County and Chenango Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionChenango Town
Unified School DistrictChenango Forks Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,970.00 (+1.51%) Homeowner's exemption Senior Citizen's exemption
2025$4,896.00 (+21.73%) Homeowner's exemption Senior Citizen's exemption$89,300 Land $10,700 Building $78,600$208,200 Land $24,947 Building $183,253
2024$4,022.00
2023$89,300 Land $10,700 Building $78,600$175,787 Land $21,063 Building $154,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 685 W Chenango Rd; there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1979–2018)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 W Chenango Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on W Chenango Rd

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