685 W 500 S, Berne, IN 46711 Property Records

Adams County property record for 685 W 500 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	4 bd · 3,488 sqft · built 1889
Lot Size	6.54 acres (284,882 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Dec 2023)
Tax Bill	$3,849 (2025)
Deeds & Mortgages	Nov 2023 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-08-28-300-005.000-009`

Property Details

APN / Parcel Number

Primary APN	`01-08-28-300-005.000-009`
Alternative APNs	`01119000001805` `00467454547`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,488 sqft Living Area
1st Floor Area	3,488 sqft
Basement Area	1,944 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	284,882 sqft (6.54 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	308 sqft
Lean-To	680 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00467454547
Street Address	685 W 500 S
City	BERNE
State	IN
Zip	46711-9706
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N 475.10' OF S 775.5' S OF DITCH E/2 SW SEC 28 (6.54A)
Jurisdiction	ADAMS IN
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3031
Census Tract	30500

Owner

685 W 500 S, a rural home, is owned and occupied by an individual who bought it in December 2023.

Source: Adams County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	685 W 500 S, BERNE, IN 46711-9706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK OF BERNE
May 7, 2018	Deed of Trust, Mortgage BANK OF GENEVA
Feb 6, 2018	Deed of Trust, Mortgage BANK OF GENEVA
Jul 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2023 · Amount on File
Deed Sale	Dec 5, 2023 · Amount on File
Prior Sale	Dec 17, 2008 · Amount on File
Deed Document Number	202343907
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	685 W 500 S, BERNE, IN 46711-9706
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023004248
Date	Nov 30, 2023
Instrument	2023004248

Lender

Name	FIRST BANK OF BERNE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 2, 2053

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	685 W 500 S, BERNE, IN 46711-9706
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018001674
Date	May 7, 2018
Instrument	2018001674

Lender

Name	BANK OF GENEVA
Type	Bank

Agreement

Amount	Amount on Record

Interest

Type Change Date	May 3, 2038

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	685 W 500 S, BERNE, IN 46711-9706
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000504
Date	Feb 6, 2018
Instrument	2018000504

Lender

Name	BANK OF GENEVA
Type	Bank

Agreement

Amount	Amount on Record

Interest

Type Change Date	Apr 19, 2018

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	685 W 500 S, BERNE, IN 46711-9706
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019002729
Date	Jul 22, 2019
Instrument	2019002729

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 685 W 500 S was $3,849 with a homeowner's exemption, up 78.6% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Monroe Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,849.00 (+78.61%) Homeowner's exemption	$426,600 (+110.25%) Land $29,700 Building $396,900	$426,600 (+110.25%) Land $29,700 Building $396,900
2024	$2,155.00 (+2.23%) Homeowner's exemption	$202,900 (+2.84%) Land $30,400 Building $172,500	$202,900 (+2.84%) Land $30,400 Building $172,500
2023	$2,108.00 (+4.51%)	$197,300 (+1.39%) Land $28,800 Building $168,500	$197,300 (+1.39%) Land $28,800 Building $168,500
2022	$2,017.00	$194,600 Land $27,000 Building $167,600	$194,600 Land $27,000 Building $167,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 685 W 500 S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 W 500 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on W 500 S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures