685 Turtle Cove Rd, Seneca, SC 29672 Property Records

Oconee County property record for 685 Turtle Cove Rd, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,801 sqft · built 2021
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Company Names on Record
Last Sale	$1,600,000 (Aug 2023)
Tax Bill	$19,585 (2025)
Deeds & Mortgages	Nov 2025 Transfer Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-00-01-507`

Property Details

APN / Parcel Number

Primary APN	`150-00-01-507`
Alternative APN	`1075741`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,801 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	1 ft deep x 114 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1075741
Street Address	685 TURTLE COVE RD
City	SENECA
State	SC
Zip	29672-0687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 (0.712 AC)
Legal Subdivision	BEL BELUE WILLIAMS C HUTCHINS PLS 29117
Legal Lot Number	5
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	1
Census Block	1004
Census Tract	30302

Owner

Source: Oconee County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12725 NEW PROVIDENCE RD, ALPHARETTA, GA 30004-3756
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Intrafamily Transfer, Transfer
Aug 18, 2023	Deed of Trust, Mortgage · Seller Carry-Back SOUTH STATE BANK NA
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Deed Document Number	20231983
Deed Book / Page	2974 / 4
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Nov 3, 2025
Property Address	685 TURTLE COVE RD, SENECA, SC 29672-0687
Document Number	0000005748
Book / Page	3296 / 54
Map Reference	MB B884 PG 5
Instrument Date	Oct 13, 2025
Instrument	5748
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12725 NEW PROVIDENCE RD, MILTON, GA 30004-3756

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	SENECA, SC 29672
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001984
Date	Aug 18, 2023
Book Page	4479/338
Instrument	1984

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	13%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	SENECA, SC 29672
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009055
Date	Dec 6, 2021
Book Page	4256/215
Instrument	9055

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 24, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,585.00	$60,761 (+106.54%) Land $16,872 Building $43,889	$1,519,020 (+106.54%) Land $421,800 Building $1,097,220
2023		$29,418 Land $9,120 Building $20,298	$735,450 Land $228,000 Building $507,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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