685 Tree Top Trl, Evans, GA 30809 Property Records

Columbia County property record for 685 Tree Top Trl, Evans, GA 30809

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,341 sqft · built 2019
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$342,400 (May 2019)
Tax Bill	$4,676 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059 387`

Property Details

APN / Parcel Number

Primary APN	`059 387`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,341 sqft Finished Area

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	685 TREE TOP TRL
City	EVANS
State	GA
Zip	30809-0479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD;PLAN UNIT DEV DIST
Legal Description	LOT 153 .18 ACS; SEC 2 OF WHISPERING PINES
Legal Subdivision	SEC 2 OF WHISPERING PINES
Legal Lot Number	153
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	1
Census Block	1004
Census Tract	30304

Owner

Source: Columbia County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	685 TREE TOP TRL, EVANS, GA 30809-0479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK
May 23, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CHOICE MTG
Oct 1, 2018	Warranty Deed, Construction Loan · Line of Credit SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	Sep 12, 2018 · Amount on Record
Deed Document Number	0011954112
Deed Book / Page	11954 / 112
Last Transfer Date	May 23, 2019
Transfer Doc	1954/0112
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	685 TREE TOP TRL, EVANS, GA 30809-0479
Document Number	2501/0229
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	685 TREE TOP TRL EVANS GA 308090479, EVANS, GA 30809-0479

Mortgage

Document Number	2501/0229
Date	Apr 22, 2020
Book Page	012501/000229

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA GA
Recording Date	May 23, 2019
Property Address	685 TREE TOP TRL, EVANS, GA 30809-0479
Document Number	1954/0112
Book / Page	011954 / 000112
Instrument Date	May 17, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$342.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	685 TREE TOP TRL EVANS GA 308090479, EVANS, GA 30809-0479

Mortgage

Document Number	1954/0114
Date	May 23, 2019
Book Page	011954/000114

Lender

Name	FIRST CHOICE MTG
Type	Mortgage Company
Address	AUGUSTA, GA 30907

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

October 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Oct 1, 2018
Property Address	685 TREE TOP TRL, EVANS, GA 30809-0479
Document Number	1656/0226
Book / Page	011656 / 000226
Instrument Date	Sep 12, 2018
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$57.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	685 TREE TOP TRL EVANS GA 308090479, EVANS, GA 30809-0479

Mortgage

Document Number	1656/0229
Date	Oct 1, 2018
Book Page	011656/000229

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 30, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,676.00 (-0.51%)	$193,676 (+6.18%) Land $33,204 Building $160,472	$484,191 (+6.18%) Land $83,010 Building $401,181
2023	$4,700.00 (+13.69%)	$182,405 (+16.26%) Land $28,304 Building $154,101	$456,013 (+16.26%) Land $70,760 Building $385,253
2022	$4,134.00	$156,898 Land $27,204 Building $129,694	$392,244 Land $68,010 Building $324,234

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (2007–2026)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
West Carolina Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

Cell Coverage

5G and 4G LTE (outdoors only)

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