685 SW 4th St, Boca Raton, FL 33486 Property Records

Palm Beach County property record for 685 SW 4th St, Boca Raton, FL 33486

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,378 sqft · built 1962
Lot Size	0.201 acres (8,799 sqft)
Owner	2 Owner Names on File
Last Sale	$235,000 (Aug 2008)
Tax Bill	$10,209 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`06-43-47-30-09-006-0090`

Property Details

APN / Parcel Number

Primary APN	`06-43-47-30-09-006-0090`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,378 sqft Living Area
Gross Area	1,962 sqft
1st Floor Area	1,378 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1982
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	8,799 sqft (0.201 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Area	90 sqft
Porch	Open Porch
Porch Area	240 sqft
Patio Area	234 sqft
Storage Building	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	685 SW 4TH ST
City	BOCA RATON
State	FL
Zip	33486-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-D
Legal Description	ROYAL OAK HILLS 1ST SEC LT 9 BLK 6
Legal Range	43E
Legal Township	47S
Legal Section	30
Legal Subdivision	ROYAL OAK HILLS SEC
Legal Block	6
Legal Lot Number	9
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOCA RATON
Census Block Group	1
Census Block	1001
Census Tract	7604

Owner

The current owner of 685 SW 4th St bought it in August 2008.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	2 Owner Names on File
Mailing Address	685 SW 4TH ST, BOCA RATON, FL 33486-4609
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2008 · Amount on File
Deed Sale	Aug 26, 2008 · Amount on File
Prior Sale	Aug 2, 2006 · Amount on File
Deed Document Number	20080316815
Deed Book / Page	22827 / 1313
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	685 SW 4TH ST, BOCA RATON, FL 33486-4609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0305261628
Date	Apr 8, 2019
Book Page	30526/1628
Instrument	20190121849

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 685 SW 4th St was $10,209 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boca Raton City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,209.00 Homeowner's exemption	$266,411	$576,253 Land $325,553 Building $250,700
2023	$4,009.00 (+1.29%) Homeowner's exemption	$251,362 (+3%)	$629,045 (+36.14%) Land $331,315 Building $297,730
2022	$3,958.00 Homeowner's exemption	$244,041	$462,073 Land $261,924 Building $200,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 685 SW 4th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	11 (1979–2025)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 685 SW 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCA RATON WTP serves 130,000 people · EPA ID FL4500130
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20