685 Summerset Dr, Jenison, MI 49428 Property Records

Ottawa County property record for 685 Summerset Dr, Jenison, MI 49428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,256 sqft · built 1964
Lot Size	0.343 acres (14,941 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jan 2008)
Tax Bill	$2,249 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-14-13-106-032`

Property Details

APN / Parcel Number

Primary APN	`70-14-13-106-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,256 sqft Living Area
1st Floor Area	1,244 sqft
Basement Area	1,244 sqft
Finished Basement	6 sqft
Unfinished Basement	1,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Lot Area	14,941 sqft (0.343 acres)
Lot Dimensions	121 ft deep x 174 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	685 SUMMERSET DR
City	JENISON
State	MI
Zip	49428-7938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 1 EXC COM NW COR, TH S 22D 25M W 131 FT ALG NW'LY LI SD LOT TO PT OF BEG, TH S 38D 23M 36S E 11148 FT, TH S 42D 33M 31S W 76 FT ALG SE'LY LI OF LOT 1 & NW'LY LI OF SUMMERSET DR TO MOST SE'LY COR OF LOT 1, TH N 47D 0M W 76 FT ALG SW'LY LI SD LOT,
Legal Range	14W
Legal Township	6N
Legal Section	13
Legal Subdivision	SNYDER SUBD
Legal Block	106
Legal Lot Number	1
Jurisdiction	OTTAWA MI
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1001
Census Tract	21605

Owner

685 Summerset Dr is owned and occupied by an individual who bought it in January 2008.

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	685 SUMMERSET DR, JENISON, MI 49428-7938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2008 · Amount on File
Deed Sale	Jan 11, 2008 · Amount on File
Prior Sale	Jun 27, 2005 · Amount on File
Deed Book / Page	5574 / 98
Prior Transfer Date	Dec 20, 2007
Prior Transfer Doc	005574/098
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	685 SUMMERSET DR, JENISON, MI 49428-7938
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180040170
Date	Nov 8, 2018
Instrument	2018-0040170

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 9, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	685 SUMMERSET DR, JENISON, MI 49428-7938
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190042656
Date	Nov 18, 2019
Instrument	2019-0042656

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	685 SUMMERSET DR, JENISON, MI 49428-7938
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 SUMMERSET DR, JENISON, MI 49428-7938

Mortgage

Document Number	20210054120
Date	Oct 29, 2021
Instrument	2021-0054120

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	157 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 685 Summerset Dr was $2,249 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Georgetown Charter Township
Unified School District	Jenison Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,700 (+17.86%)	$323,400 (+17.86%)
2025	$2,249.00 Homeowner's exemption	$137,200	$274,400
2023		$119,000	$238,000
2022	$1,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 685 Summerset Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1981–2018)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 Summerset Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN TOWNSHIP serves 41,086 people · EPA ID MI0002620
Water Source	Purchased surface water from WYOMING
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Summerset Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures