Wolcott Town property record for 685 Spindle Hill Rd, Wolcott, CT 06716
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,382 sqft · built 1995 |
| Lot Size | 3.16 acres (137,650 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,220 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D0153200 |
| Primary APN | D0153200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,382 sqft Living Area |
| Gross Area | 6,577 sqft |
| 1st Floor Area | 1,360 sqft |
| Basement Area | 128 sqft |
| Unfinished Basement | 128 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 137,650 sqft (3.16 acres) |
| Garage Type | Detached |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | D0153200 |
|---|---|
| Street Address | 685 SPINDLE HILL RD |
| City | WOLCOTT |
| State | CT |
| Zip | 06716-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-50 |
| Legal Block | 10 |
| Legal Lot Number | 6B |
| Jurisdiction | WOLCOTT CT |
| Township / Civil Division | WOLCOTT |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 361300 |
685 Spindle Hill Rd is owned and occupied by two individuals.
Source: Wolcott Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 685 SPINDLE HILL RD, WOLCOTT, CT 06716-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOLCOTT CT |
| Property Address | 685 SPINDLE HILL RD, WOLCOTT, CT 06716-1113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 528-484 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 528/484 |
| Name | THOMASTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2026 property tax bill for 685 Spindle Hill Rd was $11,220, up 12.2% from the year before.
Source: Wolcott Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Wolcott Town |
| Unified School District | Wolcott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,220.00 (+12.21%) | $388,240 (+39.51%) Land $65,190 Building $323,050 | $602,522 (+209.3%) |
| 2025 | $9,999.00 | $278,290 Land $56,740 Building $221,550 | $194,803 Land $39,718 Building $155,085 |
| 2024 | $9,999.00 (+12.74%) | ||
| 2023 | $8,869.00 (+3.48%) | $278,290 (-) Land $56,740 Building $221,550 | |
| 2022 | $8,571.00 | $278,290 Land $56,740 Building $221,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 685 Spindle Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 685 Spindle Hill Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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