Roane County property record for 685 Speed Rd, Spencer, WV 25276
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,250 sqft · built 1972 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $377 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-37-0080.0003 |
| Primary APN | 07-37-0080.0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 2,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 57,935 sqft (1.33 acres) |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 496 sqft |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 74577901 |
|---|---|
| Street Address | 685 SPEED RD |
| City | SPENCER |
| State | WV |
| Zip | 25276-8833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.33 SUR SPRING CREEK |
| Legal Subdivision | SUR SPRING CREEK |
| Jurisdiction | ROANE WV |
| Township / Civil Division | II |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 962902 |
685 Speed Rd is owned and occupied by an individual.
Source: Roane County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 685 SPEED RD, SPENCER, WV 25276-8833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 685 Speed Rd was $377 with a homeowner's exemption, up 8.3% from the year before.
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377.00 (+8.33%) | $63,060 (+5.63%) Land $12,060 Building $51,000 | $105,100 (+5.63%) Land $20,100 Building $85,000 |
| 2025 | $348.00 Homeowner's exemption | $59,700 Land $11,400 Building $48,300 | $99,500 Land $19,000 Building $80,500 |
| 2023 | $320.00 (+1.91%) Homeowner's exemption | $56,040 (+1.85%) Land $10,500 Building $45,540 | $93,400 (+1.85%) Land $17,500 Building $75,900 |
| 2022 | $314.00 Homeowner's exemption | $55,020 Land $10,080 Building $44,940 | $91,700 Land $16,800 Building $74,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 685 Speed Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 685 Speed Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 51% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPT serves 4,630 people · EPA ID WV3304405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Frontier DSL | 10 / 1 |
May also be available: T-Mobile.
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