685 Smith Rd, Dayton, TN 37321 Property Records

Rhea County property record for 685 Smith Rd, Dayton, TN 37321

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,440 sqft · built 2002
Lot Size5.61 acres (244,372 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Apr 2024)
Tax Bill$714 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Dec 2019 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN072084 02514

Property Details

APN / Parcel Number

Primary APN072084 02514
Alternative APN
  • 084 02514

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,440 sqft Living Area
1st Floor Area900 sqft
Upper Floors Area900 sqft
Basement Area900 sqft
Unfinished Basement900 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 2002
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area244,372 sqft (5.61 acres)
TerrainRolling

Exterior Amenities

Deck Area100 sqft
Patio Area420 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address685 SMITH RD
CityDAYTON
StateTN
Zip37321-5249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 3; SUBDIVISION: ALVIN HARRISON PROP SURVEY
Legal SubdivisionALVIN HARRISON PROP SURVEY
Legal Tract19
JurisdictionRHEA TN
Township / Civil Division4
Census Block Group2
Census Block2045
Census Tract975200

Owner

Source: Rhea County records · APN 072084 02514

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address685 SMITH RD, DAYTON, TN 37321-5249
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2024Warranty Deed, Transfer · FHA Mortgage
MORTGAGE INVESTORS GROUP INC
Dec 06, 2019Warranty Deed, Transfer
NAVY FCU
Sep 07, 2018Quit Claim Deed, Mortgage · Line of Credit
COMMUNITY NAT'L BK
Jul 30, 2018Grant Deed, Transfer
ATTORNEY ONLY
May 04, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2024 · Amount on Record
Deed SaleApr 24, 2024 · Amount on Record
Prior SaleDec 06, 2019 · Amount on Record
Deed Document Number24023096
Deed Book / Page523 / 345
Record UpdatedJun 08, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRHEA TN
Recording DateApr 24, 2024
Property Address685 SMITH RD, DAYTON, TN 37321-5249
Document Number0000023096
Book / Page523 / 345
Instrument DateApr 19, 2024
Instrument24023096
Transaction TypeTransfer
Record UpdatedMay 09, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,017.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 SMITH RD, DAYTON, TN 37321-5249

Mortgage

Document Number0000023097
DateApr 24, 2024
Instrument24023097
Lender
NameMORTGAGE INVESTORS GROUP INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRHEA TN
Recording DateDec 06, 2019
Property Address685 SMITH RD, DAYTON, TN 37321-5249
Document Number0000013913
Book / Page000479 / 000672
Instrument DateDec 02, 2019
Instrument13913
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$588.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 SMITH RD DAYTON TN 373215249, DAYTON, TN 37321-5249

Mortgage

Document Number13914
DateDec 06, 2019
Book Page000619/000476
Instrument13914
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueDec 05, 2049

September 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionRHEA TN
Recording DateSep 07, 2018
Property Address685 SMITH RD, DAYTON, TN 37321-5249
Document Number0000007971
Book / Page000469 / 000146
Instrument DateSep 06, 2018
Instrument7971
Transaction TypeMortgage
Record UpdatedSep 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address439 GRETCHEN LN DAYTON TN 373215666, DAYTON, TN 37321-5666

Mortgage

Document Number7972
DateSep 07, 2018
Book Page000599/000555
Instrument7972
Lender
NameCOMMUNITY NAT'L BK
TypeBank
AddressDAYTON, TN 37321-0255
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRHEA TN
Recording DateJul 30, 2018
Property Address685 SMITH RD, DAYTON, TN 37321-5249
Document Number0000007417
Book / Page000468 / 000130
Instrument DateJul 17, 2018
Instrument7417
Transaction TypeTransfer
Record UpdatedAug 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$295.66
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4302 RHEA COUNTY HWY DAYTON TN 373216085, DAYTON, TN 37321-6085

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionRHEA TN
Recording DateMay 04, 2018
Property Address685 SMITH RD, DAYTON, TN 37321-5249
Document Number0000006153
Book / Page000465 / 000620
Instrument DateMay 02, 2018
Instrument6153
Transaction TypeForeclosure
Record UpdatedJun 25, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$276.76
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Rhea County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRhea County
Unified School DistrictRhea County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$714.00 (-16%)$52,950 (+40.45%) Land $10,825 Building $42,125
2024$211,800 (+40.45%) Land $43,300 Building $168,500
2022$37,700 Land $8,100 Building $29,600$150,800 Land $32,400 Building $118,400
2021$850.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rhea County (47143C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471439752002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskModerate
above 58% of the US · above 78% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 3 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemDAYTON WATER DEPT
serves 25,054 people
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Smith Rd

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