685 Seacoast Dr, Imperial Beach, CA 91932 Property Records

San Diego County property record for 685 Seacoast Dr, Imperial Beach, CA 91932

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,120 sqft · built 1975
Lot Size	0.293 acres (12,757 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Apr 2026)
Tax Bill	$7,325 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`625-014-25-04`

Property Details

APN / Parcel Number

Primary APN	`625-014-25-04`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Lot Area	12,757 sqft (0.293 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	685 SEACOAST DR
City	IMPERIAL BEACH
State	CA
Zip	91932-1034
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1500
Legal Description	LOT 1 US 4 PER DOC75-76067&UND INT IN TR 008094
Legal Subdivision	SILVER STRAND BEACH GARDENS
Legal Tract	008094
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1014
Census Tract	10501

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	685 SEACOAST DR, IMPERIAL BEACH, CA 91932-1034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Grant Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 2, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 30, 2018	Grant Deed, Transfer · Conventional Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Nov 30, 2018 · Amount on File
Deed Document Number	2026112763
Prior Transfer Date	Apr 27, 2015
Prior Transfer Doc	0000210465
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2026
Property Address	685 SEACOAST DR, IMPERIAL BEACH, CA 91932-1034
Document Number	0000112763
Instrument Date	Apr 15, 2026
Instrument	2026112763
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	685 SEACOAST DR, IMPERIAL BEACH, CA 91932-1034

Mortgage

Document Number	0000112764,
Date	Apr 22, 2026
Instrument	2026112764

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	685 SEACOAST DR, IMPERIAL BEACH, CA 91932-1034
Document Number	0000017889
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	685 SEACOAST DR IMPERIAL BEACH CA 919321034, IMPERIAL BEACH, CA 91932-1034

Mortgage

Document Number	0000017889
Date	Jan 14, 2020
Instrument	17889

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2018
Property Address	685 SEACOAST DR, IMPERIAL BEACH, CA 91932-1034
Document Number	0000495299
Map Reference	MAP 8094
Instrument Date	Nov 12, 2018
Instrument	2018-0495299
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	685 SEACOAST DR, IMPERIAL BEACH, CA 91932-1034

Mortgage

Document Number	0000495300
Date	Nov 30, 2018
Instrument	2018-0495300

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Imperial Beach City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,285 (+2%) Land $342,747 Building $237,538
2025	$7,325.00 (+7.31%) Homeowner's exemption	$568,908 (+4.04%) Land $336,027 Building $232,881
2024	$6,826.00 (+2.8%)
2023	$6,640.00 (+0.79%) Homeowner's exemption	$546,819 Land $322,980 Building $223,839
2022	$6,588.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Nearby Flood Policies	18 units insured incl. 4 condo units
Nearby Flood Claims	7 (1983–2010)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Mar 2010 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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