Utah County property record for 685 Saddlebrook Dr, Payson, UT 84651
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,324 sqft · built 1999 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $131,300 (Aug 2020) |
| Tax Bill | $2,657 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-780-0001 |
| Primary APN | 52-780-0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 3,132 sqft |
| 1st Floor Area | 1,324 sqft |
| Basement Area | 1,324 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | A-Frame |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 8,233 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Raised Porch |
| Porch Area | 362 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 132116 |
|---|---|
| Street Address | 685 SADDLEBROOK DR |
| City | PAYSON |
| State | UT |
| Zip | 84651-8641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1, PLAT A, SADDLEBROOK ESTATES PRD. AREA 0.189 AC. |
| Legal Subdivision | SADDLEBROOK ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | SPANISH FORK-PAYSON |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 10410 |
Source: Utah County assessment roll, APN 52-780-0001, as of July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 685 SADDLEBROOK DR, PAYSON, UT 84651-8641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Apr 14, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 03, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU |
| Apr 16, 2020 | Deed of Trust, Mortgage MOUNTAIN AMERICA FCU |
| Apr 16, 2020 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2020 · Amount on Record |
| Deed Sale | Aug 03, 2020 · Amount on Record |
| Prior Sale | Dec 20, 2016 · Amount on Record |
| Deed Document Number | 2020112496 |
| Last Transfer Date | Apr 14, 2021 |
| Transfer Doc | 0000070696 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Apr 14, 2021 |
| Property Address | 685 SADDLEBROOK DR, PAYSON, UT 84651-8641 |
| Document Number | 0000070696 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 70696 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 685 SADDLEBROOK DR PAYSON UT 846518641, PAYSON, UT 84651-8641 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Aug 03, 2020 |
| Property Address | 685 SADDLEBROOK DR, PAYSON, UT 84651-8641 |
| Document Number | 0000112496 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 112496:2020 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | STEWART TITLE INS AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 685 SADDLEBROOK DR, PAYSON, UT 84651-8641 |
| Document Number | 0000112497 |
|---|---|
| Date | Aug 03, 2020 |
| Instrument | 112497:2020 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 685 SADDLEBROOK DR, PAYSON, UT 84651-8641 |
| Document Number | 0000053778 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 685 SADDLEBROOK DR PAYSON UT 846518641, PAYSON, UT 84651-8641 |
| Document Number | 0000053778 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 53778 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | WEST JORDAN, UT 84084 |
| Amount | Amount Recorded |
|---|---|
| Term | 144 Months |
| Due | Apr 22, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 685 SADDLEBROOK DR, PAYSON, UT 84651-8641 |
| Document Number | 0000053780 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 685 SADDLEBROOK DR PAYSON UT 846518641, PAYSON, UT 84651-8641 |
| Document Number | 0000053780 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 53780 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | WEST JORDAN, UT 84084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Utah County assessment roll as of July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Utah County |
| Municipality | Payson City |
| Unified School District | Nebo School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,590 (-46.36%) | $473,800 (-2.47%) Land $176,800 Building $297,000 | |
| 2025 | $2,657.00 | $485,800 (+95.28%) Land $168,400 Building $317,400 | $485,800 (+7.41%) Land $168,400 Building $317,400 |
| 2024 | $2,657.00 (+9.03%) | ||
| 2023 | $2,437.00 (-0.16%) | $248,765 | $452,300 Land $145,200 Building $307,100 |
| 2022 | $2,441.00 |
Source: FEMA National Flood Hazard Layer, Utah County (49049C), as of June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 490490104104, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 52% of the US · above 40% of Utah |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 516 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| Senawave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Telephone Companies Fiber | 1,000 / 1,000 |
| Intellipop Fixed Wireless | 1,000 / 1,000 |
| Boston Omaha Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system UTAH25021, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PAYSON CITY WATER SYSTEM serves 19,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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