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685 S Summit Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 685 S Summit Dr, Holts Summit, MO 65043 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 ba · 5,706 sqft · built 1948
Lot Size2.3 acres (100,188 sqft)
OwnerCompany Name on File
Tax Bill$5,397 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jun 2026 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-07.0-36.0-20-008-003.002

Property Details

APN / Parcel Number

Primary APN25-07.0-36.0-20-008-003.002
Alternative APN
  • 2507036020008000000

Interior

Full Baths5 Baths
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area5,706 sqft Living Area
1st Floor Area1,080 sqft
SunroomSunroom

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2014
Architectural StyleConventional
Construction TypeFrame
Roof TypeGeodesic/Dome
Roof MaterialAsphalt
Lot Area100,188 sqft (2.3 acres)
Garage TypeMixed
Garage Area1,144 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area420 sqft
PorchSlab
Porch Area324 sqft
Deck Area216 sqft
Patio Area416 sqft
Shed1 Shed
Shed Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number2507036020008003002
Street Address685 S SUMMIT DR
CityHOLTS SUMMIT
StateMO
Zip65043-1452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT S 1/2 NW
Legal Range11W
Legal Township45N
Legal Section36
JurisdictionCALLAWAY MO
Township / Civil DivisionSUMMIT
Census Block Group2
Census Block2001
Census Tract70800

Owner

Source: Callaway County records · APN 25-07.0-36.0-20-008-003.002

Assessment roll updated January 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1186 CHOCTAW RIDGE DR, HOLTS SUMMIT, MO 65043-1470
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2026Deed of Trust, Mortgage · Conventional Mortgage
MID AMERICA BANK
Jun 15, 2026Deed of Trust, Mortgage · Line of Credit
MID AMERICA BANK
Dec 21, 2017Deed of Trust, Mortgage
MID AMERICA BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 22, 2026
Deed SaleJan 22, 2026
Prior SaleJun 09, 2010
Deed Document Number2026422
Deed Book / Page525 / 72
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLAWAY MO
Recording DateJul 09, 2026
Property Address685 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1452
Document Number0000004103
Book / Page528 / 650
Instrument DateJun 10, 2026
Instrument20264103
Transaction TypeMortgage
Record UpdatedJul 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1452

Mortgage

Document Number0000004103,
DateJul 09, 2026
Book Page528/650
Instrument20264103
Lender
NameMID AMERICA BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.36%
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLAWAY MO
Recording DateJun 15, 2026
Property Address685 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1452
Document Number0000003510
Book / Page528 / 71
Instrument DateJun 09, 2026
Instrument20263510
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1452

Mortgage

Document Number0000003510,
DateJun 15, 2026
Book Page528/71
Instrument20263510
Lender
NameMID AMERICA BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.36%
Max Rate-1%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLAWAY MO
Property Address685 S SUMMIT DR, HOLTS SUMMIT, MO 65043-1452
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000240/0000000029
DateDec 21, 2017
Book Page0000000240/0000000029
Instrument201708771
Lender
NameMID AMERICA BANK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Callaway County records · Assessment roll updated January 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCallaway County
MunicipalityHolts Summit City
Unified School DistrictJefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,397.00 (-2.46%)$88,778 (-)$467,250 (-)
2024$5,533.00 (+0.05%)$88,778 (-)$467,250 (-)
2023$5,530.00 (+0.16%)$88,778 (+0.21%)$467,250 (+0.21%)
2022$5,521.00$88,593 Land $3,059 Building $85,534
2021$466,280 Land $16,100 Building $450,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Callaway County (29027C), updated September 5, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 31% of Missouri
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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