685 S Main St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 685 S Main St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,462 sqft · built 1931
Lot Size	0.321 acres (13,971 sqft)
Owner	Individual Name on Record
Last Sale	$181,456 (Sep 2019)
Tax Bill	$4,033 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2019 Mortgage + 1 more
APN	`ATHO M:00021 B:00013 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00021 B:00013 L:00000`
Alternative APN	`1541`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,462 sqft Living Area
Gross Area	3,012 sqft
1st Floor Area	1,330 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,971 sqft (0.321 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	1541
Street Address	685 S MAIN ST
City	ATHOL
State	MA
Zip	01331-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	13
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	3
Census Block	3004
Census Tract	703200

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	685 S MAIN ST, ATHOL, MA 01331-2147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
Sep 30, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HARBORONE MORTGAGE
Sep 6, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Prior Sale	Aug 18, 2016 · Amount on Record
Deed Document Number	201991285
Deed Book / Page	61009 / 110
Prior Transfer Date	Aug 14, 2019
Prior Transfer Doc	0000091285
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	685 S MAIN ST, ATHOL, MA 01331-2147
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069671-207
Date	Sep 22, 2023
Book Page	69671/207
Instrument	78868

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	685 S MAIN ST, ATHOL, MA 01331-2147
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61140-349
Date	Sep 30, 2019
Book Page	61140/349
Instrument	101513

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Sep 6, 2019
Property Address	685 S MAIN ST, ATHOL, MA 01331-2147
Document Number	61009-110
Book / Page	61009 / 110
Instrument Date	Aug 14, 2019
Instrument	91285
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 S MAIN ST, ATHOL, MA 01331-2147

Mortgage

Document Number	91286
Date	Sep 6, 2019
Instrument	91286

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,033.00 (+6.66%)	$318,300 (+6.99%) Land $35,400 Building $282,900	$268,185 (-)
2025	$3,781.00 (+9.18%)	$297,500 (+10.23%) Land $34,000 Building $263,500	$268,185 (+5.89%)
2024	$3,463.00 (+1.55%)	$269,900 (+11.12%) Land $34,000 Building $235,900	$253,270
2023	$3,410.00	$242,900 Land $24,700 Building $218,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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