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685 S 825 E, Layton, UT 84041 Property Records

Davis County property record for 685 S 825 E, Layton, UT 84041

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,449 sqft · built 1989
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$223,900 (Jun 2017)
Tax Bill$2,226 (2025)
Deeds & MortgagesDec 2023 Mortgage
Dec 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN11-228-0082

Property Details

APN / Parcel Number

Primary APN11-228-0082

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,449 sqft Living Area
Basement Area418 sqft
Unfinished Basement418 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage Area462 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address685 S 825 E
CityLAYTON
StateUT
Zip84041-4374
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal DescriptionALL OF LOT 82, COUNTRY CREEK ESTATES SUB PHASE 5. CONTAINS 0.20 ACRES
Legal SubdivisionCOUNTRY CREEK ESTATES SUBDIVISION
Legal Phase5
Legal Lot Number82
JurisdictionDAVIS UT
Township / Civil DivisionNORTH DAVIS
Census Block Group4
Census Block4005
Census Tract125906

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address685 S 825 E, LAYTON, UT 84041-4374
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 20, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 9, 2021Deed of Trust, Mortgage · FHA Mortgage
CASTLE & COOKE MORTGAGE LLC
Aug 31, 2020Deed of Trust, Mortgage · FHA Mortgage
OAKTREE FUNDING CORP
Sep 1, 2020Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE
Jun 6, 2017Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2017 · Amount on Record
Deed SaleJun 6, 2017 · Amount on Record
Prior SaleMar 3, 2010 · Amount on Record
Deed Document Number20173024746
Deed Book / Page6780 / 1106
Last Transfer DateAug 25, 2020
Transfer Doc0003289062
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS UT
Property Address685 S 825 E, LAYTON, UT 84041-4374
Transaction TypeMortgage
Record UpdatedFeb 19, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 S 825 E, LAYTON, UT 84041-4374

Mortgage

Document Number00008403/2
DateDec 20, 2023
Book Page8403/2
Instrument3554953
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term333 Months
DueSep 1, 2051

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS UT
Property Address685 S 825 E, LAYTON, UT 84041-4374
Transaction TypeMortgage
Record UpdatedJan 29, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 S 825 E, LAYTON, UT 84041-4374

Mortgage

Document Number00008403/2
DateDec 20, 2023
Book Page8403/2
Instrument3554953
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term333 Months
DueSep 1, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS UT
Property Address685 S 825 E, LAYTON, UT 84041-4374
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanyTITLE GUARANTY, TITLE GUARANTEE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7818/1181
DateAug 9, 2021
Book Page7818/1181
Instrument3407205
Lender
NameCASTLE & COOKE MORTGAGE LLC
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIS UT
Property Address685 S 825 E, LAYTON, UT 84041-4374
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003288379
DateAug 31, 2020
Book Page7586/3433
Instrument3288379
Lender
NameOAKTREE FUNDING CORP
TypeSubprime Lender
AddressUPLAND, CA 91786
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDAVIS UT
Recording DateSep 1, 2020
Property Address685 S 825 E, LAYTON, UT 84041-4374
Document Number7587/2128
Book / Page7587 / 2128
Instrument DateAug 25, 2020
Instrument3289062
Transaction TypeTransfer
Record UpdatedJul 6, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address685 S 825 E, LAYTON, UT 84041-4374

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionDAVIS UT
Recording DateJun 6, 2017
Property Address685 S 825 E, LAYTON, UT 84041-4374
Document Number6780/1106
Book / Page6780 / 1106
Instrument DateJun 5, 2017
Instrument3024746
Transaction TypeTransfer
Record UpdatedJul 6, 2021
Title CompanyHIGHLAND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 S 825 E, LAYTON, UT 84041-4374

Mortgage

Document Number3024747
DateJun 6, 2017
Instrument3024747
Lender
NamePRIMARY RESIDENTIAL MTG CORP
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateUtah
CountyDavis County
MunicipalityLayton City
Unified School DistrictDavis School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$253,000 (+8.24%) Land $114,184 Building $138,816$460,000 (+8.24%) Land $207,607 Building $252,393
2025$2,226.00 (+5.2%)$233,750 (-40.52%) Land $103,254 Building $130,496$425,000 (+8.14%) Land $187,735 Building $237,265
2024$2,116.00 (+0.38%)
2023$2,108.00 (-4.66%)$393,000 Land $142,251 Building $250,749$393,000 Land $142,251 Building $250,749
2022$2,211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAYTON CITY WATER SYSTEM
serves 82,000 people · EPA ID UTAH06018
Water SourcePurchased surface water from WEBER BASIN WCD - CENTRAL
Last State InspectionSep 2023
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency
Fiber		10,000 / 10,000
SenaWave
Fiber		2,500 / 2,500
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20

May also be available: Beehive Broadband, Connext Networks, Rise Broadband, T-Mobile, Utah Broadband.

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