Montgomery County property record for 685 River Rd, Montgomery, TX 77356
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 5,900 sqft · built 1995 |
| Lot Size | 2.97 acres (129,765 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $146,900 (Jul 1999) |
| Tax Bill | $12,294 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0006-01-04525 |
| Primary APN | 0006-01-04525 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 5,900 sqft Living Area |
| Gross Area | 6,327 sqft |
| 1st Floor Area | 1,313 sqft |
| 2nd Floor Area | 2,828 sqft |
| Upper Floors Area | 1,093 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 129,765 sqft |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 637 sqft |
| Patio Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 685 RIVER RD |
|---|---|
| City | MONTGOMERY |
| State | TX |
| Zip | 77356-5552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0006 - CLARK WM C, TRACT 45A-1, S693600 - LUNDES POINT, LOT 15-B, 16, ACRES 2.979 |
| Legal Subdivision | CLARK WM C |
| Legal Tract | 45A-1 |
| Legal Lot Number | 15-B |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 694305 |
685 River Rd is owned and occupied by two individuals who bought it in July 1999.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 685 RIVER RD, MONTGOMERY, TX 77356-5552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 1999 · Amount on File |
| Deed Sale | Jul 21, 1999 · Amount on File |
| Deed Document Number | 199959702 |
| Prior Transfer Date | Jul 15, 1999 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 685 River Rd was $12,294 with a homeowner's exemption, down 1.1% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Montgomery Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $915,000 (-) Land $401,875 Building $513,125 | $915,000 (-) Land $401,875 Building $513,125 | |
| 2025 | $12,294.00 (-1.15%) Homeowner's exemption | $915,000 (+2.41%) Land $401,875 Building $513,125 | $915,000 (+2.41%) Land $401,875 Building $513,125 |
| 2024 | $12,437.00 (+11.45%) Homeowner's exemption | $893,474 (-0.68%) Land $401,875 Building $491,599 | $893,474 (-0.68%) Land $401,875 Building $491,599 |
| 2023 | $11,159.00 | $899,630 Land $401,880 Building $497,750 | $899,630 Land $401,880 Building $497,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 685 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 92 individual policies |
| Nearby Flood Policies | 102 units insured incl. 10 condo units |
| Nearby Flood Claims | 36 (2016–2024) |
| Claims Outside the SFHA | 33 of 36 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 685 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
May also be available: T-Mobile, Verizon.
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