685 River Oak Loop, Lawrenceville, GA 30044 Property Records

Gwinnett County property record for 685 River Oak Loop, Lawrenceville, GA 30044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,286 sqft · built 1976
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,900 (Apr 2018)
Tax Bill	$4,055 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-107-056`

Property Details

APN / Parcel Number

Primary APN	`6-107-056`
Alternative APN	`R6107 056`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,286 sqft Living Area
1st Floor Area	1,014 sqft
Attic Area	644 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Terrain	High
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	6107056
Street Address	685 RIVER OAK LOOP
City	LAWRENCEVILLE
State	GA
Zip	30044-5657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100-SINGLE FAM RES
Legal Description	L26 BA RIVER OAK VILLAGE #2
Legal Subdivision	RIVER OAK VILLAGE
Legal Block	A
Legal Lot Number	26
Jurisdiction	GWINNETT GA
Township / Civil Division	SNELLVILLE-GRAYSON
Census Block Group	2
Census Block	2004
Census Tract	50760

Owner

Source: Gwinnett County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	685 RIVER OAK LOOP, LAWRENCEVILLE, GA 30044-5657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2018	Deed of Trust, Mortgage FIDELITY BANK
Apr 24, 2018	Grant Deed, Transfer · Conventional Mortgage GEORGIA'S OWN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2018 · Amount on Record
Deed Sale	Apr 20, 2018 · Amount on Record
Prior Sale	Sep 30, 2002
Deed Document Number	0055837584
Deed Book / Page	55837 / 584
Last Transfer Date	Apr 24, 2018
Transfer Doc	0558370584
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	685 RIVER OAK LOOP, LAWRENCEVILLE, GA 30044-5657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0557750685
Date	Mar 26, 2018
Book Page	55775/685

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Mar 1, 2021

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Apr 24, 2018
Property Address	685 RIVER OAK LOOP, LAWRENCEVILLE, GA 30044-5657
Document Number	0558370584
Book / Page	055837 / 000584
Instrument Date	Apr 20, 2018
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	685 RIVER OAK LOOP LAWRENCEVILLE GA 300445657, LAWRENCEVILLE, GA 30044-5657

Mortgage

Document Number	558370587
Date	Apr 24, 2018
Book Page	055837/000587

Lender

Name	GEORGIA'S OWN CU
Type	Credit Union
Address	ATLANTA, GA 30309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,055.00 (+3.97%)	$138,840 (-7.14%) Land $30,000 Building $108,840	$347,100 (-7.14%) Land $75,000 Building $272,100
2023	$3,900.00	$149,520 Land $26,800 Building $122,720
2022			$373,800 Land $67,000 Building $306,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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