685 Pebble Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 685 Pebble Dr, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,477 sqft · built 2002
Lot Size	0.558 acres (24,306 sqft)
Owner	Company Name on Record
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Mar 2023 Transfer Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R0743601`

Property Details

APN / Parcel Number

Primary APN	`R0743601`
Alternative APNs	`07-4078-27-3-10-01-0000` `0000005127`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,477 sqft Living Area
1st Floor Area	1,477 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,306 sqft (0.558 acres)
Terrain	Wooded
Garage Type	Mixed
Garage Area	1,112 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	88 sqft
Deck Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000005127
Street Address	685 PEBBLE DR
City	KALISPELL
State	MT
Zip	59901-6682
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	CAMELOT EST AMD, S27, T29 N, R21 W, LOT 45
Legal Range	21W
Legal Township	29N
Legal Section	27
Legal Subdivision	CAMELOT EST AMD
Legal Lot Number	45
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3022
Census Tract	700

Owner

Source: Flathead County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	685 PEBBLE DR, KALISPELL, MT 59901-6682
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Intrafamily Transfer, Transfer
Mar 4, 2022	Deed of Trust, Mortgage · Line of Credit TRAILWEST BANK
Nov 19, 2021	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2023
Deed Sale	Mar 8, 2023
Prior Sale	Nov 19, 2021
Deed Document Number	20233373
Prior Transfer Date	Mar 1, 2023
Prior Transfer Doc	0000003373
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Mar 8, 2023
Property Address	685 PEBBLE DR, KALISPELL, MT 59901-6682
Document Number	202300003373
Instrument Date	Mar 1, 2023
Instrument	202300003373
Transaction Type	Transfer
Record Updated	Mar 23, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	685 PEBBLE DR, KALISPELL, MT 59901-6682

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	685 PEBBLE DR, KALISPELL, MT 59901-6682
Transaction Type	Mortgage
Record Updated	Mar 16, 2022
Title Company	FLATHEAD PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200005815
Date	Mar 4, 2022
Instrument	202200005815

Lender

Name	TRAILWEST BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 15, 2027

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 19, 2021
Property Address	685 PEBBLE DR, KALISPELL, MT 59901-6682
Document Number	202100040335
Instrument Date	Nov 19, 2021
Instrument	202100040335
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	685 PEBBLE DR, KALISPELL, MT 59901-6682

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Helena Flats Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,540.00 (-28.09%)	$560,400 (+28.71%)	$560,400 (+28.71%) Land $158,027 Building $402,373
2023	$3,532.00	$435,400	$435,400 Land $80,039 Building $355,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.6% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50

May also be available: Verizon.

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